by our College Data Analytics TeamThis guide covers the real cost of attending Montserrat College of Art, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the links below to jump straight to any section on this page:
The total published cost of attendance at Montserrat College of Art works out to about $56,284.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $40,690.00 |
| + Room, board & other expenses | $15,594.00 |
| Total cost | $56,284.00 |
| That is 72% above the national average net price. |
| Total cost | $56,284.00 |
| − Grants and scholarships | −$25,400.00 |
| Net price | $30,884.00 |
| That is 6% below the national average net price. |
| Total cost | $56,284.00 |
| − Grants and scholarships | −$33,228.00 |
| Net price | $23,056.00 |
| That is 30% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Published costs have climbed year over year at a recent average of 3.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $23,918.00 | $32,038.00 | $58,388.00 |
| Senior year | $26,701.00 | $35,767.00 | $65,182.00 |
| Total 4-year net price | $101,169.00 | $135,518.00 | $246,973.00 |
| 10-year loan interest @ 6.8% | $38,542.00 | $51,628.00 | $94,088.00 |
| Total monthly payment | $1,164.00 | $1,560.00 | $2,842.00 |
| Total amount paid | $139,711.00 | $187,146.00 | $341,061.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $23,918.00 | $32,038.00 | $58,388.00 |
| Senior year | $24,812.00 | $33,236.00 | $60,570.00 |
| Total 2-year net price | $48,729.00 | $65,274.00 | $118,957.00 |
| 10-year loan interest @ 6.8% | $18,564.00 | $24,867.00 | $45,319.00 |
| Total monthly payment | $561.00 | $751.00 | $1,369.00 |
| Total amount paid | $67,293.00 | $90,141.00 | $164,276.00 |
Jump to the net-price detail in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $33,216.00 |
| Average net price (off-campus) | $34,725.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $30,337.00 |
| $30,000 to $48,000 | $25,745.00 |
| $48,001 to $75,000 | $38,246.00 |
| $75,001 to $110,000 | $39,867.00 |
| Over $110,000 | $36,684.00 |
Get a tailored estimate from the Montserrat College of Art Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The typical debt load for borrowers leaving Montserrat College of Art stands at $23,707.00, placing the school in the Moderate ($20-30k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $11,262.00 |
| Median (50th) | $23,707.00 |
| 75th | $27,000.00 |
| 90th | $34,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $25,625.00 |
| Middle income | $23,500.00 |
| High income | $23,250.00 |
Low-income graduates carry $2,375.00 in additional median debt versus high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $26,243.00 |
| Continuing-generation students | $20,000.00 |
First-generation borrowers from Montserrat College of Art hold $6,243.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Montserrat College of Art stands at $5,500.00. Federal data flags this school for Pell-related debt inequity.
The default-rate category at Montserrat College of Art is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.2% |
For context on the loan portfolio, Stafford disbursements at Montserrat College of Art reach $34,993,624.00 over 1,791 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 5 |
| Avg GI Bill amount | $18,075.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Montserrat College of Art, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.