by our College Data Analytics TeamThis overview lays out the cost of attending Morgan State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at Morgan State University varied between $24,778.00 ranging to $35,673.00 depending on whether you qualify for in-state rates.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $24,778.00 in-state, rising to $35,673.00 for out-of-state students.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $8,229.00 |
| + Room, board & other expenses | $16,549.00 |
| Total cost | $24,778.00 |
| That is 29% above the national average net price. |
| Total cost | $24,778.00 |
| − Grants and scholarships | −$10,428.00 |
| Net price | $14,350.00 |
| That is 25% below the national average net price. |
| Total cost | $24,778.00 |
| − Grants and scholarships | −$15,828.00 |
| Net price | $8,950.00 |
| That is 54% below the national average net price. |
| Tuition and fees | $19,124.00 |
| + Room, board & other expenses | $16,549.00 |
| Total cost | $35,673.00 |
| That is 85% above the national average net price. |
| Total cost | $35,673.00 |
| − Grants and scholarships | −$10,428.00 |
| Net price | $25,245.00 |
| That is 31% above the national average net price. |
| Total cost | $35,673.00 |
| − Grants and scholarships | −$15,828.00 |
| Net price | $19,845.00 |
| That is 3% above the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Cost of attendance here has been rising by around 1.2% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $9,053.00 | $14,516.00 | $25,064.00 |
| Senior year | $9,370.00 | $15,024.00 | $25,941.00 |
| Total 4-year net price | $36,844.00 | $59,074.00 | $102,003.00 |
| 10-year loan interest @ 6.8% | $14,036.00 | $22,505.00 | $38,860.00 |
| Total monthly payment | $424.00 | $680.00 | $1,174.00 |
| Total amount paid | $50,881.00 | $81,580.00 | $140,863.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $9,053.00 | $14,516.00 | $25,064.00 |
| Senior year | $9,158.00 | $14,683.00 | $25,353.00 |
| Total 2-year net price | $18,211.00 | $29,198.00 | $50,417.00 |
| 10-year loan interest @ 6.8% | $6,938.00 | $11,124.00 | $19,207.00 |
| Total monthly payment | $210.00 | $336.00 | $580.00 |
| Total amount paid | $25,149.00 | $40,322.00 | $69,624.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $20,074.00 | $25,536.00 | $36,084.00 |
| Senior year | $20,777.00 | $26,430.00 | $37,348.00 |
| Total 4-year net price | $81,696.00 | $103,926.00 | $146,855.00 |
| 10-year loan interest @ 6.8% | $31,123.00 | $39,592.00 | $55,946.00 |
| Total monthly payment | $940.00 | $1,196.00 | $1,690.00 |
| Total amount paid | $112,819.00 | $143,518.00 | $202,801.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $20,074.00 | $25,536.00 | $36,084.00 |
| Senior year | $20,305.00 | $25,831.00 | $36,501.00 |
| Total 2-year net price | $40,379.00 | $51,367.00 | $72,585.00 |
| 10-year loan interest @ 6.8% | $15,383.00 | $19,569.00 | $27,652.00 |
| Total monthly payment | $465.00 | $591.00 | $835.00 |
| Total amount paid | $55,762.00 | $70,936.00 | $100,238.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $14,985.00 |
| Average net price (off-campus) | $15,015.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,666.00 |
| $30,000 to $48,000 | $13,284.00 |
| $48,001 to $75,000 | $16,670.00 |
| $75,001 to $110,000 | $19,600.00 |
| Over $110,000 | $16,768.00 |
For a personalized estimate, try the Morgan State University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Morgan State University works out to $19,500.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $9,750.00 |
| Median (50th) | $19,500.00 |
| 75th | $34,389.00 |
| 90th | $47,523.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,578.00 |
| Middle income | $19,000.00 |
| High income | $17,682.00 |
Borrowers from lower-income families leave school with $2,896.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,150.00 |
| Continuing-generation students | $19,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of Morgan State University stands at $6,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for Morgan State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.9% |
To give some context for these rates, Stafford loans disbursed at Morgan State University come to $1,004,864,067.00 over 38,724 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 216 |
| Avg GI Bill amount | $3,162.00 |
| DoD Tuition Assistance recipients | 154 |
| Avg DoD Tuition Assistance | $3,182.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Numbers only tell part of the story. As you weigh Morgan State University, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.