Here is what you can expect to pay at Mount Holyoke College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Mount Holyoke College comes to about $77,545.00 a year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $67,018.00 |
| + Room, board & other expenses | $10,527.00 |
| Total cost | $77,545.00 |
| That is 136% above the national average net price. |
| Total cost | $77,545.00 |
| − Grants and scholarships | −$58,485.00 |
| Net price | $19,060.00 |
| That is 42% below the national average net price. |
| Total cost | $77,545.00 |
| − Grants and scholarships | −$74,044.00 |
| Net price | $3,501.00 |
| That is 89% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus room and board. |
The reported cost series has been increasing by roughly 5.9% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.9% | 5.9% | 5.9% |
| Freshman year | $3,707.00 | $20,180.00 | $82,103.00 |
| Senior year | $4,400.00 | $23,953.00 | $97,450.00 |
| Total 4-year net price | $16,187.00 | $88,123.00 | $358,524.00 |
| 10-year loan interest @ 6.8% | $6,167.00 | $33,572.00 | $136,585.00 |
| Total monthly payment | $186.00 | $1,014.00 | $4,126.00 |
| Total amount paid | $22,353.00 | $121,694.00 | $495,108.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.9% | 5.9% | 5.9% |
| Freshman year | $3,707.00 | $20,180.00 | $82,103.00 |
| Senior year | $3,925.00 | $21,367.00 | $86,930.00 |
| Total 2-year net price | $7,632.00 | $41,547.00 | $169,033.00 |
| 10-year loan interest @ 6.8% | $2,907.00 | $15,828.00 | $64,396.00 |
| Total monthly payment | $88.00 | $478.00 | $1,945.00 |
| Total amount paid | $10,539.00 | $57,375.00 | $233,429.00 |
For the complete net-price picture, see the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $26,441.00 |
| Average net price (off-campus) | $29,562.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,365.00 |
| $30,000 to $48,000 | $17,670.00 |
| $48,001 to $75,000 | $21,565.00 |
| $75,001 to $110,000 | $31,425.00 |
| Over $110,000 | $42,389.00 |
Get a tailored estimate from the Mount Holyoke College Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of Mount Holyoke College works out to $18,258.00, placing the school in the Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $11,175.00 |
| Median (50th) | $18,258.00 |
| 75th | $25,875.00 |
| 90th | $30,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,763.00 |
| Middle income | $19,500.00 |
| High income | $15,996.00 |
Graduates from lower-income families carry $2,767.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $16,500.00 |
First-generation graduates of Mount Holyoke College hold $2,500.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Mount Holyoke College amounts to $4,192.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Mount Holyoke College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.6% |
For context on the loan portfolio, Stafford disbursements at Mount Holyoke College come to $84,711,991.00 over 5,947 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $35,499.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Mount Holyoke College, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.