by our College Data Analytics TeamThis overview lays out the cost of attending Navarro College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Navarro College came in between $17,659.00 to $19,519.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $17,659.00 for in-state students versus $19,519.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $4,718.00 |
| + Room, board & other expenses | $12,941.00 |
| Total cost | $17,659.00 |
| That is 8% below the national average net price. |
| Total cost | $17,659.00 |
| − Grants and scholarships | −$3,937.00 |
| Net price | $13,722.00 |
| That is 29% below the national average net price. |
| Total cost | $17,659.00 |
| − Grants and scholarships | −$4,474.00 |
| Net price | $13,185.00 |
| That is 32% below the national average net price. |
| Tuition and fees | $6,578.00 |
| + Room, board & other expenses | $12,941.00 |
| Total cost | $19,519.00 |
| That is roughly at the national average net price. |
| Total cost | $19,519.00 |
| − Grants and scholarships | −$3,937.00 |
| Net price | $15,582.00 |
| That is 19% below the national average net price. |
| Total cost | $19,519.00 |
| − Grants and scholarships | −$4,474.00 |
| Net price | $15,045.00 |
| That is 22% below the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
Costs have trended upward in recent years at about 1.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.1% | 1.1% | 1.1% |
| Freshman year | $13,330.00 | $13,873.00 | $17,853.00 |
| Senior year | $13,774.00 | $14,335.00 | $18,448.00 |
| Total 4-year net price | $54,205.00 | $56,413.00 | $72,599.00 |
| 10-year loan interest @ 6.8% | $20,650.00 | $21,491.00 | $27,657.00 |
| Total monthly payment | $624.00 | $649.00 | $835.00 |
| Total amount paid | $74,856.00 | $77,904.00 | $100,256.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.1% | 1.1% | 1.1% |
| Freshman year | $13,330.00 | $13,873.00 | $17,853.00 |
| Senior year | $13,476.00 | $14,025.00 | $18,049.00 |
| Total 2-year net price | $26,806.00 | $27,898.00 | $35,902.00 |
| 10-year loan interest @ 6.8% | $10,212.00 | $10,628.00 | $13,678.00 |
| Total monthly payment | $308.00 | $321.00 | $413.00 |
| Total amount paid | $37,019.00 | $38,526.00 | $49,580.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.1% | 1.1% | 1.1% |
| Freshman year | $15,210.00 | $15,753.00 | $19,734.00 |
| Senior year | $15,718.00 | $16,279.00 | $20,392.00 |
| Total 4-year net price | $61,852.00 | $64,060.00 | $80,245.00 |
| 10-year loan interest @ 6.8% | $23,563.00 | $24,404.00 | $30,571.00 |
| Total monthly payment | $712.00 | $737.00 | $923.00 |
| Total amount paid | $85,416.00 | $88,464.00 | $110,816.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.1% | 1.1% | 1.1% |
| Freshman year | $15,210.00 | $15,753.00 | $19,734.00 |
| Senior year | $15,378.00 | $15,926.00 | $19,950.00 |
| Total 2-year net price | $30,588.00 | $31,680.00 | $39,684.00 |
| 10-year loan interest @ 6.8% | $11,653.00 | $12,069.00 | $15,118.00 |
| Total monthly payment | $352.00 | $365.00 | $457.00 |
| Total amount paid | $42,241.00 | $43,749.00 | $54,802.00 |
For the complete net-price picture, see the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $14,820.00 |
| Average net price (off-campus) | $14,579.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,879.00 |
| $30,000 to $48,000 | $14,505.00 |
| $48,001 to $75,000 | $15,368.00 |
| $75,001 to $110,000 | $17,364.00 |
| Over $110,000 | $15,747.00 |
Use Navarro College Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The typical debt load for borrowers leaving Navarro College amounts to $7,926.00, landing it in the Very Low (<$10k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $4,218.00 |
| Median (50th) | $7,926.00 |
| 75th | $13,750.00 |
| 90th | $23,648.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,250.00 |
| Middle income | $6,380.00 |
| High income | $5,500.00 |
Low-income graduates carry $2,750.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,013.00 |
| Continuing-generation students | $7,000.00 |
First-gen borrowers at Navarro College graduate with $1,013.00 more median debt than continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at Navarro College amounts to $2,750.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Navarro College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 16.2% |
For a sense of scale, Stafford disbursements at Navarro College amount to $358,555,922.00 spread across 28,755 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 94 |
| Avg GI Bill amount | $2,183.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Navarro College, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.