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Can You Afford New York University?

This overview lays out the cost of attending New York University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$79,121.00 Cost of Attendance
$37,050.00 Avg Net Price
$18,500.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

Cost of Attendance at New York University?

The cost of attendance at New York University amounts to about $79,121.00 for a single academic year.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

Published Cost for Students (no aid)

Tuition and fees $62,796.00
+ Room, board & other expenses $16,325.00
Total cost $79,121.00
That is 141% above the national average net price.

What Students Actually Pay — Students (with average aid)

Total cost $79,121.00
− Grants and scholarships −$47,324.00
Net price $31,797.00
That is 3% below the national average net price.

Net Price for Low-Income Undergraduates

Total cost $79,121.00
− Grants and scholarships −$67,397.00
Net price $11,724.00
That is 64% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page plus room and board.

What a Full Degree Could Cost at New York University

Published costs have climbed year over year by around 3.6% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.6% 3.6% 3.6%
Freshman year $12,144.00 $32,937.00 $81,958.00
Senior year $13,498.00 $36,608.00 $91,093.00
Total 4-year net price $51,253.00 $139,005.00 $345,888.00
10-year loan interest @ 6.8% $19,526.00 $52,956.00 $131,771.00
Total monthly payment $590.00 $1,600.00 $3,980.00
Total amount paid $70,778.00 $191,960.00 $477,658.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.6% 3.6% 3.6%
Freshman year $12,144.00 $32,937.00 $81,958.00
Senior year $12,580.00 $34,118.00 $84,896.00
Total 2-year net price $24,724.00 $67,055.00 $166,854.00
10-year loan interest @ 6.8% $9,419.00 $25,546.00 $63,565.00
Total monthly payment $285.00 $772.00 $1,920.00
Total amount paid $34,143.00 $92,601.00 $230,420.00

See the full net-price breakdown in the net price section below.

The Real Out-of-Pocket Cost at New York University

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $37,050.00
Average net price (off-campus) $35,035.00

Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $16,816.00
$30,000 to $48,000 $15,898.00
$48,001 to $75,000 $18,555.00
$75,001 to $110,000 $33,913.00
Over $110,000 $59,931.00

Run your own numbers with the New York University Net Price Calculator, or reach out to the financial aid office.

For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.

Borrowing and Debt at New York University

The median amount borrowed by graduates of New York University works out to $18,500.00, which the Department of Education classifies as a Low ($10-20k) burden tier.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $5,500.00
25th $11,000.00
Median (50th) $18,500.00
75th $29,450.00
90th $35,950.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Read the complete debt breakdown on the student loan debt page.

How Income Shapes Debt at New York University

Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $18,389.00
Middle income $19,500.00
High income $17,500.00

Graduates from lower-income families carry $889.00 more debt than high-income graduates.

How Debt Varies by First-Generation Status at New York University

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $18,500.00
Continuing-generation students $18,250.00

First-generation borrowers from New York University hold $250.00 more debt than continuing-generation students.

Pell-Eligible Debt Outcomes at New York University

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.

The gap between Pell-eligible and non-Pell median debt at New York University works out to $2,079.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

Loan Repayment and Default at New York University

The federal default-rate classification for New York University is Low (<5%).

Window Cohort default rate
2-year 2.1%

For a sense of scale, Stafford disbursements at New York University total $3,769,876,129.00 over 105,299 disbursements.

Veteran Education Benefits at New York University

Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 492
Avg GI Bill amount $22,610.00
DoD Tuition Assistance recipients 4
Avg DoD Tuition Assistance $3,797.00

Read more about military and veteran aid on the college veterans page.

Questions Worth Asking

The figures above are a starting point — as you weigh New York University, a few questions are worth asking:

Dig Deeper on New York University

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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