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Can You Really Afford Niagara County Community College?

This overview lays out the cost of attending Niagara County Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$13,545.00 Cost of Attendance
$6,876.00 Avg Net Price
$7,070.00 Median Grad Debt

Use the section links below to navigate this overview:

What You Will Pay to Attend Niagara County Community College?

The total cost of attendance at Niagara County Community College ranged from $13,545.00 and $18,681.00 depending on residency and living arrangement.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $13,545.00 in-state compared with $18,681.00 out-of-state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

Cost for Residents (no aid)

Tuition and fees $6,894.00
+ Room, board & other expenses $6,651.00
Total cost $13,545.00
That is 30% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $13,545.00
− Grants and scholarships −$7,032.00
Net price $6,513.00
That is 66% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $13,545.00
− Grants and scholarships −$10,293.00
Net price $3,252.00
That is 83% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $12,030.00
+ Room, board & other expenses $6,651.00
Total cost $18,681.00
That is 3% below the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $18,681.00
− Grants and scholarships −$7,032.00
Net price $11,649.00
That is 39% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $18,681.00
− Grants and scholarships −$10,293.00
Net price $8,388.00
That is 56% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page plus room and board.

The Long-Run Cost of a Degree at Niagara County Community College

Costs have trended upward in recent years by around 3.3% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $3,359.00 $6,727.00 $13,990.00
Senior year $3,701.00 $7,412.00 $15,414.00
Total 4-year net price $14,112.00 $28,262.00 $58,777.00
10-year loan interest @ 6.8% $5,376.00 $10,767.00 $22,392.00
Total monthly payment $162.00 $325.00 $676.00
Total amount paid $19,488.00 $39,029.00 $81,169.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $3,359.00 $6,727.00 $13,990.00
Senior year $3,469.00 $6,948.00 $14,449.00
Total 2-year net price $6,828.00 $13,675.00 $28,439.00
10-year loan interest @ 6.8% $2,601.00 $5,210.00 $10,834.00
Total monthly payment $79.00 $157.00 $327.00
Total amount paid $9,429.00 $18,884.00 $39,273.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $8,663.00 $12,032.00 $19,294.00
Senior year $9,545.00 $13,256.00 $21,259.00
Total 4-year net price $36,399.00 $50,549.00 $81,064.00
10-year loan interest @ 6.8% $13,867.00 $19,257.00 $30,882.00
Total monthly payment $419.00 $582.00 $933.00
Total amount paid $50,265.00 $69,807.00 $111,946.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $8,663.00 $12,032.00 $19,294.00
Senior year $8,948.00 $12,427.00 $19,928.00
Total 2-year net price $17,611.00 $24,458.00 $39,223.00
10-year loan interest @ 6.8% $6,709.00 $9,318.00 $14,942.00
Total monthly payment $203.00 $281.00 $451.00
Total amount paid $24,321.00 $33,776.00 $54,165.00

See the full net-price breakdown in the net price section below.

Net Price — What Students Actually Pay at Niagara County Community College

The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $6,876.00
Average net price (off-campus) $7,222.00

The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $4,163.00
$30,000 to $48,000 $5,658.00
$48,001 to $75,000 $9,355.00
$75,001 to $110,000 $11,221.00
Over $110,000 $12,855.00

Get a tailored estimate from the Niagara County Community College Net Price Calculator, or check with the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

Student Debt at Niagara County Community College

The median amount borrowed by graduates of Niagara County Community College comes to $7,070.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $2,000.00
25th $3,472.00
Median (50th) $7,070.00
75th $11,743.00
90th $17,500.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student-loan-debt breakdown.

How Debt Varies by Income at Niagara County Community College

Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $6,500.00
Middle income $7,074.00
High income $7,835.00

First-Generation Borrowing at Niagara County Community College

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $7,000.00
Continuing-generation students $7,558.00

Pell-Eligible Debt Outcomes at Niagara County Community College

Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The median debt gap between Pell and non-Pell graduates of Niagara County Community College amounts to $-1,466.00.

Loan Repayment and Default at Niagara County Community College

The federal default-rate tier for Niagara County Community College is Low (<5%).

Window Cohort default rate
2-year 12.6%

To put the rates in context, Stafford loans at Niagara County Community College come to $152,480,296.00 covering 16,372 recipients.

Things to Think About

Numbers only tell part of the story. As you weigh Niagara County Community College, the questions below are worth your time:

Explore Further regarding Niagara County Community College

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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