Below is the data on what it actually costs to attend North Carolina A & T State University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Cost of attendance at North Carolina A & T State University came in between $19,180.00 through $33,040.00 depending on whether you qualify for in-state rates.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $19,180.00 in-state versus $33,040.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $6,813.00 |
| + Room, board & other expenses | $12,367.00 |
| Total cost | $19,180.00 |
| That is roughly at the national average net price. |
| Total cost | $19,180.00 |
| − Grants and scholarships | −$9,581.00 |
| Net price | $9,599.00 |
| That is 50% below the national average net price. |
| Total cost | $19,180.00 |
| − Grants and scholarships | −$12,204.00 |
| Net price | $6,976.00 |
| That is 64% below the national average net price. |
| Tuition and fees | $20,673.00 |
| + Room, board & other expenses | $12,367.00 |
| Total cost | $33,040.00 |
| That is 72% above the national average net price. |
| Total cost | $33,040.00 |
| − Grants and scholarships | −$9,581.00 |
| Net price | $23,459.00 |
| That is 22% above the national average net price. |
| Total cost | $33,040.00 |
| − Grants and scholarships | −$12,204.00 |
| Net price | $20,836.00 |
| That is 8% above the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
Published costs have climbed year over year by around 0.7% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $7,025.00 | $9,667.00 | $19,315.00 |
| Senior year | $7,175.00 | $9,872.00 | $19,726.00 |
| Total 4-year net price | $28,399.00 | $39,077.00 | $78,081.00 |
| 10-year loan interest @ 6.8% | $10,819.00 | $14,887.00 | $29,746.00 |
| Total monthly payment | $327.00 | $450.00 | $899.00 |
| Total amount paid | $39,218.00 | $53,964.00 | $107,827.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $7,025.00 | $9,667.00 | $19,315.00 |
| Senior year | $7,075.00 | $9,735.00 | $19,451.00 |
| Total 2-year net price | $14,100.00 | $19,401.00 | $38,766.00 |
| 10-year loan interest @ 6.8% | $5,372.00 | $7,391.00 | $14,769.00 |
| Total monthly payment | $162.00 | $223.00 | $446.00 |
| Total amount paid | $19,471.00 | $26,793.00 | $53,535.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $20,983.00 | $23,624.00 | $33,273.00 |
| Senior year | $21,429.00 | $24,127.00 | $33,981.00 |
| Total 4-year net price | $84,822.00 | $95,500.00 | $134,504.00 |
| 10-year loan interest @ 6.8% | $32,314.00 | $36,382.00 | $51,241.00 |
| Total monthly payment | $976.00 | $1,099.00 | $1,548.00 |
| Total amount paid | $117,137.00 | $131,883.00 | $185,746.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.7% | 0.7% | 0.7% |
| Freshman year | $20,983.00 | $23,624.00 | $33,273.00 |
| Senior year | $21,131.00 | $23,791.00 | $33,507.00 |
| Total 2-year net price | $42,113.00 | $47,415.00 | $66,780.00 |
| 10-year loan interest @ 6.8% | $16,044.00 | $18,063.00 | $25,441.00 |
| Total monthly payment | $485.00 | $546.00 | $769.00 |
| Total amount paid | $58,157.00 | $65,478.00 | $92,221.00 |
See the full net-price breakdown in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $10,846.00 |
| Average net price (off-campus) | $10,980.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,314.00 |
| $30,000 to $48,000 | $8,701.00 |
| $48,001 to $75,000 | $13,024.00 |
| $75,001 to $110,000 | $17,075.00 |
| Over $110,000 | $18,685.00 |
Estimate your specific net price using the school’s North Carolina A & T State University Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The typical debt load for borrowers leaving North Carolina A & T State University is $20,909.00, which federal data classifies as a Moderate ($20-30k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,800.00 |
| 25th | $8,800.00 |
| Median (50th) | $20,909.00 |
| 75th | $31,000.00 |
| 90th | $40,723.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $21,500.00 |
| Middle income | $20,750.00 |
| High income | $20,000.00 |
Graduates from lower-income families carry $1,500.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,930.00 |
| Continuing-generation students | $20,859.00 |
First-generation borrowers from North Carolina A & T State University graduate with $71.00 more debt than continuing-generation students.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of North Carolina A & T State University amounts to $5,500.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at North Carolina A & T State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.8% |
For scale, federal Stafford loan disbursements at North Carolina A & T State University come to $1,278,479,087.00 covering 55,279 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 281 |
| Avg GI Bill amount | $5,861.00 |
| DoD Tuition Assistance recipients | 35 |
| Avg DoD Tuition Assistance | $1,999.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing North Carolina A & T State University, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.