by our College Data Analytics TeamMost students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at University of Northwestern-St Paul can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
What financing options does Northwestern offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to learn how much school funding will be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from University of Northwestern-St Paul.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At University of Northwestern-St Paul, 100% of new full-time first-years were awarded at least some aid (about 356 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $22,132 |
| Institutional grants & scholarships | 99% | $17,987 |
| Federal Pell grants | 33% | $4,392 |
| State/local grants | 39% | $6,569 |
| Federal student loans | 60% | $5,422 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Northwestern, some 46% of the undergraduate population received grant aid that averaged $21,857 (covering around 1445 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 46% | $21,857 |
| Federal Pell grants | 16% | $4,688 |
| Federal student loans | 27% | $6,337 |
For on-campus title-IV students, average grant aid came to $23,620.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $20,771 |
| $30,001 – $75,000 | $19,725 |
| Over $75,000 | $27,584 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $27,705 |
| Off-campus title-IV students | $25,140 |
To project your own net price, use Northwestern’s net price calculator: unwsp.edu/admissions/financial-aid/unw-net-price-calculator/.
The median student at Northwestern graduates with $17,750 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $17,750 |
| Median federal debt (graduates only) | $21,325 |
| Typical 10-year monthly payment (graduates) | $226.08/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. The four reference points below map the debt distribution at Northwestern.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $34,500 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $17,537 |
| Middle income | $18,750 |
| High income | $17,356 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,396 |
| Continuing-generation students | $17,356 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $17,164 |
| Independent students | $20,059 |
These indicators are derived from the underlying debt data and summarize the overall picture at Northwestern.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at Northwestern:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7568 |
| Total Stafford loan amount | $132,865,471 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 29 |
| Total GI Bill amount | $416,552 |
| Average GI Bill amount per recipient | $14,364 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 7 |
| Total DoD amount | $28,250 |
| Average DoD amount per recipient | $4,036 |
References
More about our data sources and methodologies.