by our College Data Analytics TeamBelow is the data on what it actually costs to attend Ocean County College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Want a specific number? Skip ahead to any section using the links below:
Published attendance costs at Ocean County College ranged from $16,424.00 to $18,176.00 across residency tiers.
Where you live mattered — in-state students paid less than out-of-state students: near $16,424.00 in-state compared with $18,176.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $5,218.00 |
| + Room, board & other expenses | $11,206.00 |
| Total cost | $16,424.00 |
| That is 15% below the national average net price. |
| Total cost | $16,424.00 |
| − Grants and scholarships | −$6,796.00 |
| Net price | $9,628.00 |
| That is 50% below the national average net price. |
| Total cost | $16,424.00 |
| − Grants and scholarships | −$8,374.00 |
| Net price | $8,050.00 |
| That is 58% below the national average net price. |
| Tuition and fees | $6,970.00 |
| + Room, board & other expenses | $11,206.00 |
| Total cost | $18,176.00 |
| That is 6% below the national average net price. |
| Total cost | $18,176.00 |
| − Grants and scholarships | −$6,796.00 |
| Net price | $11,380.00 |
| That is 41% below the national average net price. |
| Total cost | $18,176.00 |
| − Grants and scholarships | −$8,374.00 |
| Net price | $9,802.00 |
| That is 49% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Published costs have climbed year over year at about 0.8% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.8% | 0.8% | 0.8% |
| Freshman year | $8,113.00 | $9,703.00 | $16,552.00 |
| Senior year | $8,304.00 | $9,932.00 | $16,942.00 |
| Total 4-year net price | $32,833.00 | $39,269.00 | $66,987.00 |
| 10-year loan interest @ 6.8% | $12,508.00 | $14,960.00 | $25,520.00 |
| Total monthly payment | $378.00 | $452.00 | $771.00 |
| Total amount paid | $45,341.00 | $54,229.00 | $92,506.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.8% | 0.8% | 0.8% |
| Freshman year | $8,113.00 | $9,703.00 | $16,552.00 |
| Senior year | $8,176.00 | $9,779.00 | $16,681.00 |
| Total 2-year net price | $16,289.00 | $19,482.00 | $33,233.00 |
| 10-year loan interest @ 6.8% | $6,205.00 | $7,422.00 | $12,661.00 |
| Total monthly payment | $187.00 | $224.00 | $382.00 |
| Total amount paid | $22,494.00 | $26,904.00 | $45,894.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.8% | 0.8% | 0.8% |
| Freshman year | $9,878.00 | $11,469.00 | $18,318.00 |
| Senior year | $10,111.00 | $11,739.00 | $18,750.00 |
| Total 4-year net price | $39,978.00 | $46,414.00 | $74,132.00 |
| 10-year loan interest @ 6.8% | $15,230.00 | $17,682.00 | $28,242.00 |
| Total monthly payment | $460.00 | $534.00 | $853.00 |
| Total amount paid | $55,209.00 | $64,096.00 | $102,374.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.8% | 0.8% | 0.8% |
| Freshman year | $9,878.00 | $11,469.00 | $18,318.00 |
| Senior year | $9,955.00 | $11,558.00 | $18,461.00 |
| Total 2-year net price | $19,834.00 | $23,027.00 | $36,778.00 |
| 10-year loan interest @ 6.8% | $7,556.00 | $8,772.00 | $14,011.00 |
| Total monthly payment | $228.00 | $265.00 | $423.00 |
| Total amount paid | $27,390.00 | $31,799.00 | $50,789.00 |
See the full net-price breakdown in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $11,411.00 |
| Average net price (off-campus) | $10,576.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,184.00 |
| $30,000 to $48,000 | $9,398.00 |
| $48,001 to $75,000 | $11,121.00 |
| $75,001 to $110,000 | $13,818.00 |
| Over $110,000 | $16,019.00 |
Estimate your specific net price using the school’s Ocean County College Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Ocean County College amounts to $8,500.00, categorized as a Very Low (<$10k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,000.00 |
| Median (50th) | $8,500.00 |
| 75th | $12,163.00 |
| 90th | $20,250.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,000.00 |
| Middle income | $8,250.00 |
| High income | $8,250.00 |
Borrowers from lower-income families leave school with $750.00 more debt than their high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,451.00 |
| Continuing-generation students | $8,812.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Ocean County College comes to $149.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Ocean County College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.4% |
To give some context for these rates, Stafford loans disbursed at Ocean County College add up to $136,702,456.00 over 11,860 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 78 |
| Avg GI Bill amount | $2,996.00 |
| DoD Tuition Assistance recipients | 13 |
| Avg DoD Tuition Assistance | $1,750.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The figures above are a starting point — as you weigh Ocean County College, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.