College Factual  by our College Data Analytics Team
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How Affordable Is Odessa College?

Below is the data on what it actually costs to attend Odessa College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$12,315.00 Cost of Attendance
$6,368.00 Avg Net Price
$6,000.00 Median Grad Debt

Use the section links below to navigate this overview:

What You Will Pay to Attend Odessa College?

The full cost of attending Odessa College came in between $12,315.00 ranging to $13,209.00 based on in-state versus out-of-state status.

In-state students paid the lower published figure, while out-of-state students faced the higher one: about $12,315.00 in-state versus $13,209.00 out-of-state.

Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.

The Full Cost for Residents (no aid)

Tuition and fees $4,032.00
+ Room, board & other expenses $8,283.00
Total cost $12,315.00
That is 36% below the national average net price.

Net Price for Residents (with average aid)

Total cost $12,315.00
− Grants and scholarships −$6,718.00
Net price $5,597.00
That is 71% below the national average net price.

Low-Income Net Price for Residents

Total cost $12,315.00
− Grants and scholarships −$7,438.00
Net price $4,877.00
That is 75% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $4,926.00
+ Room, board & other expenses $8,283.00
Total cost $13,209.00
That is 31% below the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $13,209.00
− Grants and scholarships −$6,718.00
Net price $6,491.00
That is 66% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $13,209.00
− Grants and scholarships −$7,438.00
Net price $5,771.00
That is 70% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page plus living costs.

The Long-Run Cost of a Degree at Odessa College

The reported cost series has been increasing by around 3.8% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $5,064.00 $5,812.00 $12,787.00
Senior year $5,669.00 $6,506.00 $14,315.00
Total 4-year net price $21,451.00 $24,618.00 $54,166.00
10-year loan interest @ 6.8% $8,172.00 $9,378.00 $20,635.00
Total monthly payment $247.00 $283.00 $623.00
Total amount paid $29,623.00 $33,996.00 $74,802.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $5,064.00 $5,812.00 $12,787.00
Senior year $5,258.00 $6,034.00 $13,277.00
Total 2-year net price $10,322.00 $11,846.00 $26,065.00
10-year loan interest @ 6.8% $3,932.00 $4,513.00 $9,930.00
Total monthly payment $119.00 $136.00 $300.00
Total amount paid $14,254.00 $16,359.00 $35,994.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $5,992.00 $6,740.00 $13,715.00
Senior year $6,708.00 $7,545.00 $15,354.00
Total 4-year net price $25,383.00 $28,550.00 $58,098.00
10-year loan interest @ 6.8% $9,670.00 $10,877.00 $22,133.00
Total monthly payment $292.00 $329.00 $669.00
Total amount paid $35,053.00 $39,426.00 $80,232.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $5,992.00 $6,740.00 $13,715.00
Senior year $6,222.00 $6,998.00 $14,241.00
Total 2-year net price $12,214.00 $13,738.00 $27,957.00
10-year loan interest @ 6.8% $4,653.00 $5,234.00 $10,651.00
Total monthly payment $141.00 $158.00 $322.00
Total amount paid $16,867.00 $18,972.00 $38,607.00

See the full net-price breakdown in the net-price section.

Net Price at Odessa College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $6,368.00
Average net price (off-campus) $9,296.00

Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $9,124.00
$30,000 to $48,000 $9,356.00
$48,001 to $75,000 $10,320.00
$75,001 to $110,000 $10,256.00
Over $110,000 $8,867.00

For a personalized estimate, try the Odessa College Net Price Calculator, or reach out to the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.

Student Debt at Odessa College

The median graduating debt at Odessa College works out to $6,000.00, which the Department of Education classifies as a Very Low (<$10k) burden tier.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $1,533.00
25th $2,861.00
Median (50th) $6,000.00
75th $9,500.00
90th $17,250.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

Income and Debt Outcomes at Odessa College

Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $7,267.00
Middle income $6,000.00
High income $5,750.00

Low-income graduates carry $1,517.00 more debt than high-income graduates.

How Debt Varies by First-Generation Status at Odessa College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $6,292.00
Continuing-generation students $5,500.00

First-generation graduates from Odessa College hold $792.00 more than continuing-generation graduates.

Debt by Pell Status at Odessa College

Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The median debt gap between Pell and non-Pell graduates of Odessa College stands at $1,667.00. This school carries a federal Pell-debt-inequity flag.

Loan Default & Repayment at Odessa College

The default-rate category at Odessa College is Low (<5%).

Window Cohort default rate
2-year 13.7%

To give some context for these rates, Stafford loans disbursed at Odessa College total $25,013,854.00 distributed across 2,904 disbursements.

GI Bill and Military Aid at Odessa College

Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 43
Avg GI Bill amount $3,120.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $390.00

Read more about military and veteran aid on the veterans benefits detail.

Further Questions to Consider

Use the figures above as a launch point, then think through Odessa College, the questions below are worth your time:

Continue Your Research into Odessa College

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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