by our College Data Analytics TeamThis overview lays out the cost of attending Ottawa University-Ottawa, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending Ottawa University-Ottawa comes to about $51,340.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $35,880.00 |
| + Room, board & other expenses | $15,460.00 |
| Total cost | $51,340.00 |
| That is 57% above the national average net price. |
| Total cost | $51,340.00 |
| − Grants and scholarships | −$23,893.00 |
| Net price | $27,447.00 |
| That is 16% below the national average net price. |
| Total cost | $51,340.00 |
| − Grants and scholarships | −$29,407.00 |
| Net price | $21,933.00 |
| That is 33% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Cost of attendance here has been rising by around 2.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $22,468.00 | $28,116.00 | $52,592.00 |
| Senior year | $24,152.00 | $30,223.00 | $56,533.00 |
| Total 4-year net price | $93,212.00 | $116,645.00 | $218,187.00 |
| 10-year loan interest @ 6.8% | $35,510.00 | $44,438.00 | $83,121.00 |
| Total monthly payment | $1,073.00 | $1,342.00 | $2,511.00 |
| Total amount paid | $128,722.00 | $161,083.00 | $301,308.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $22,468.00 | $28,116.00 | $52,592.00 |
| Senior year | $23,016.00 | $28,802.00 | $53,874.00 |
| Total 2-year net price | $45,483.00 | $56,918.00 | $106,466.00 |
| 10-year loan interest @ 6.8% | $17,328.00 | $21,684.00 | $40,560.00 |
| Total monthly payment | $523.00 | $655.00 | $1,225.00 |
| Total amount paid | $62,811.00 | $78,602.00 | $147,026.00 |
For the complete net-price picture, see the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $27,963.00 |
| Average net price (off-campus) | $28,083.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,092.00 |
| $30,000 to $48,000 | $25,749.00 |
| $48,001 to $75,000 | $28,099.00 |
| $75,001 to $110,000 | $29,480.00 |
| Over $110,000 | $30,254.00 |
Get a tailored estimate from the Ottawa University-Ottawa Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at Ottawa University-Ottawa comes to $12,500.00, placing the school in the Low ($10-20k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,197.00 |
| 25th | $6,383.00 |
| Median (50th) | $12,500.00 |
| 75th | $23,500.00 |
| 90th | $32,375.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,975.00 |
| Middle income | $13,726.00 |
| High income | $12,000.00 |
On average, low-income graduates leave with $975.00 in additional median debt versus high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,000.00 |
| Continuing-generation students | $12,000.00 |
First-generation graduates of Ottawa University-Ottawa take on $1,000.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Ottawa University-Ottawa works out to $1,100.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Ottawa University-Ottawa is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.0% |
To put the rates in context, Stafford loans at Ottawa University-Ottawa amount to $492,512,782.00 over 19,117 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 12 |
| Avg GI Bill amount | $23,928.00 |
Read more about military and veteran aid on the veterans benefits detail.
Use the figures above as a launch point, then think through Ottawa University-Ottawa, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.