by our College Data Analytics TeamThis guide covers the real cost of attending Ottawa University-Surprise, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
What it costs to attend Ottawa University-Surprise works out to about $51,400.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $35,880.00 |
| + Room, board & other expenses | $15,520.00 |
| Total cost | $51,400.00 |
| That is 57% above the national average net price. |
| Total cost | $51,400.00 |
| − Grants and scholarships | −$18,777.00 |
| Net price | $32,623.00 |
| That is roughly at the national average net price. |
| Total cost | $51,400.00 |
| − Grants and scholarships | −$23,534.00 |
| Net price | $27,866.00 |
| That is 15% below the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
Costs have trended upward in recent years by roughly 2.8% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $28,655.00 | $33,547.00 | $52,856.00 |
| Senior year | $31,159.00 | $36,478.00 | $57,474.00 |
| Total 4-year net price | $119,582.00 | $139,996.00 | $220,574.00 |
| 10-year loan interest @ 6.8% | $45,556.00 | $53,333.00 | $84,031.00 |
| Total monthly payment | $1,376.00 | $1,611.00 | $2,538.00 |
| Total amount paid | $165,139.00 | $193,329.00 | $304,605.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $28,655.00 | $33,547.00 | $52,856.00 |
| Senior year | $29,467.00 | $34,497.00 | $54,352.00 |
| Total 2-year net price | $58,122.00 | $68,044.00 | $107,208.00 |
| 10-year loan interest @ 6.8% | $22,142.00 | $25,922.00 | $40,842.00 |
| Total monthly payment | $669.00 | $783.00 | $1,234.00 |
| Total amount paid | $80,264.00 | $93,966.00 | $148,050.00 |
See the full net-price breakdown in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $33,393.00 |
| Average net price (off-campus) | $35,081.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $30,933.00 |
| $30,000 to $48,000 | $33,393.00 |
| $48,001 to $75,000 | $34,695.00 |
| $75,001 to $110,000 | $36,196.00 |
| Over $110,000 | $36,647.00 |
Run your own numbers with the Ottawa University-Surprise Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Typical debt at graduation from Ottawa University-Surprise works out to $12,500.00, which federal data classifies as a Low ($10-20k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,197.00 |
| 25th | $6,383.00 |
| Median (50th) | $12,500.00 |
| 75th | $23,500.00 |
| 90th | $32,375.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,975.00 |
| Middle income | $13,726.00 |
| High income | $12,000.00 |
On average, low-income graduates leave with $975.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,000.00 |
| Continuing-generation students | $12,000.00 |
First-generation graduates from Ottawa University-Surprise take on $1,000.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Ottawa University-Surprise amounts to $1,100.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Ottawa University-Surprise is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.0% |
For a sense of scale, Stafford disbursements at Ottawa University-Surprise add up to $492,512,782.00 covering 19,117 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 16 |
| Avg GI Bill amount | $20,853.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh Ottawa University-Surprise, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.