by our College Data Analytics TeamThis overview lays out the cost of attending Pacific Oaks College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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What it costs to attend Pacific Oaks College stands at about $32,520.00 a year.
Costs have trended upward in recent years at about 60.9% annually, so the projections below total more than one year of attendance.
The median graduating debt at Pacific Oaks College is $23,500.00, which federal data classifies as a Moderate ($20-30k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $11,250.00 |
| Median (50th) | $23,500.00 |
| 75th | $26,250.00 |
| 90th | $32,500.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $23,570.00 |
| Middle income | $21,976.00 |
| High income | $25,032.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $24,164.00 |
| Continuing-generation students | $17,677.00 |
First-generation borrowers from Pacific Oaks College hold $6,487.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of Pacific Oaks College comes to $331.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Pacific Oaks College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.0% |
To put the rates in context, Stafford loans at Pacific Oaks College reach $289,448,203.00 across 6,296 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 11 |
| Avg GI Bill amount | $9,184.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Pacific Oaks College, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.