by our College Data Analytics TeamHere is what you can expect to pay at Pacific Union College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The cost of attendance at Pacific Union College comes to about $47,244.00 per year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $37,173.00 |
| + Room, board & other expenses | $10,071.00 |
| Total cost | $47,244.00 |
| That is 44% above the national average net price. |
| Total cost | $47,244.00 |
| − Grants and scholarships | −$8,396.00 |
| Net price | $38,848.00 |
| That is 18% above the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Published costs have climbed year over year at about 5.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.0% | 5.0% | 5.0% |
| Freshman year | $40,794.00 | $40,794.00 | $49,611.00 |
| Senior year | $47,238.00 | $47,238.00 | $57,447.00 |
| Total 4-year net price | $175,855.00 | $175,855.00 | $213,861.00 |
| 10-year loan interest @ 6.8% | $66,994.00 | $66,994.00 | $81,473.00 |
| Total monthly payment | $2,024.00 | $2,024.00 | $2,461.00 |
| Total amount paid | $242,849.00 | $242,849.00 | $295,335.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.0% | 5.0% | 5.0% |
| Freshman year | $40,794.00 | $40,794.00 | $49,611.00 |
| Senior year | $42,838.00 | $42,838.00 | $52,096.00 |
| Total 2-year net price | $83,632.00 | $83,632.00 | $101,707.00 |
| 10-year loan interest @ 6.8% | $31,861.00 | $31,861.00 | $38,747.00 |
| Total monthly payment | $962.00 | $962.00 | $1,170.00 |
| Total amount paid | $115,493.00 | $115,493.00 | $140,454.00 |
For the complete net-price picture, see the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $41,008.00 |
| Average net price (off-campus) | $20,979.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,903.00 |
| $30,000 to $48,000 | $15,897.00 |
| $48,001 to $75,000 | $18,211.00 |
| $75,001 to $110,000 | $20,495.00 |
| Over $110,000 | $25,182.00 |
Use Pacific Union College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Median graduate debt at Pacific Union College is $19,500.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,001.00 |
| 25th | $9,500.00 |
| Median (50th) | $19,500.00 |
| 75th | $32,500.00 |
| 90th | $45,167.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $21,482.00 |
| Middle income | $19,750.00 |
| High income | $19,500.00 |
Low-income borrowers graduate with $1,982.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,834.00 |
| Continuing-generation students | $19,500.00 |
First-gen students at Pacific Union College graduate with $1,334.00 more debt than continuing-generation students.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Pacific Union College comes to $6,334.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Pacific Union College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.8% |
To give some context for these rates, Stafford loans disbursed at Pacific Union College come to $126,091,508.00 over 6,378 recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 1 |
| Avg GI Bill amount | $20,620.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Pacific Union College, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.