by our College Data Analytics TeamHere is what you can expect to pay at Pasco-Hernando State College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Pasco-Hernando State College fell between $11,152.00 to $20,029.00 depending on your residency status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $11,152.00 in-state, rising to $20,029.00 out of state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $3,155.00 |
| + Room, board & other expenses | $7,997.00 |
| Total cost | $11,152.00 |
| That is 42% below the national average net price. |
| Total cost | $11,152.00 |
| − Grants and scholarships | −$6,527.00 |
| Net price | $4,625.00 |
| That is 76% below the national average net price. |
| Total cost | $11,152.00 |
| − Grants and scholarships | −$8,197.00 |
| Net price | $2,955.00 |
| That is 85% below the national average net price. |
| Tuition and fees | $12,032.00 |
| + Room, board & other expenses | $7,997.00 |
| Total cost | $20,029.00 |
| That is 4% above the national average net price. |
| Total cost | $20,029.00 |
| − Grants and scholarships | −$6,527.00 |
| Net price | $13,502.00 |
| That is 30% below the national average net price. |
| Total cost | $20,029.00 |
| − Grants and scholarships | −$8,197.00 |
| Net price | $11,832.00 |
| That is 39% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
The tables below project a full degree at the current published cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $2,955.00 | $4,625.00 | $11,152.00 |
| Senior year | $2,955.00 | $4,625.00 | $11,152.00 |
| Total 4-year net price | $11,820.00 | $18,500.00 | $44,608.00 |
| 10-year loan interest @ 6.8% | $4,503.00 | $7,048.00 | $16,994.00 |
| Total monthly payment | $136.00 | $213.00 | $513.00 |
| Total amount paid | $16,323.00 | $25,548.00 | $61,602.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $2,955.00 | $4,625.00 | $11,152.00 |
| Senior year | $2,955.00 | $4,625.00 | $11,152.00 |
| Total 2-year net price | $5,910.00 | $9,250.00 | $22,304.00 |
| 10-year loan interest @ 6.8% | $2,251.00 | $3,524.00 | $8,497.00 |
| Total monthly payment | $68.00 | $106.00 | $257.00 |
| Total amount paid | $8,161.00 | $12,774.00 | $30,801.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,832.00 | $13,502.00 | $20,029.00 |
| Senior year | $11,832.00 | $13,502.00 | $20,029.00 |
| Total 4-year net price | $47,328.00 | $54,008.00 | $80,116.00 |
| 10-year loan interest @ 6.8% | $18,030.00 | $20,575.00 | $30,521.00 |
| Total monthly payment | $545.00 | $622.00 | $922.00 |
| Total amount paid | $65,358.00 | $74,583.00 | $110,637.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,832.00 | $13,502.00 | $20,029.00 |
| Senior year | $11,832.00 | $13,502.00 | $20,029.00 |
| Total 2-year net price | $23,664.00 | $27,004.00 | $40,058.00 |
| 10-year loan interest @ 6.8% | $9,015.00 | $10,288.00 | $15,261.00 |
| Total monthly payment | $272.00 | $311.00 | $461.00 |
| Total amount paid | $32,679.00 | $37,292.00 | $55,319.00 |
| See the full net-price breakdown in the net-price section. |
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $5,203.00 |
| Average net price (off-campus) | $5,154.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,723.00 |
| $30,000 to $48,000 | $4,519.00 |
| $48,001 to $75,000 | $6,603.00 |
| $75,001 to $110,000 | $8,652.00 |
| Over $110,000 | $10,714.00 |
Use Pasco-Hernando State College Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Median graduate debt at Pasco-Hernando State College is $7,000.00, placing the school in the Very Low (<$10k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,500.00 |
| 25th | $2,750.00 |
| Median (50th) | $7,000.00 |
| 75th | $10,712.00 |
| 90th | $19,282.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,593.00 |
| Middle income | $6,500.00 |
| High income | $5,500.00 |
Low-income graduates carry $3,093.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,331.00 |
| Continuing-generation students | $5,571.00 |
First-gen borrowers at Pasco-Hernando State College hold $1,760.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Pasco-Hernando State College is $2,348.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Pasco-Hernando State College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 14.0% |
For a sense of scale, Stafford disbursements at Pasco-Hernando State College add up to $134,977,875.00 distributed across 13,241 student borrowers.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 304 |
| Avg GI Bill amount | $1,536.00 |
| DoD Tuition Assistance recipients | 11 |
| Avg DoD Tuition Assistance | $586.00 |
Dig into veteran education benefits on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Pasco-Hernando State College, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.