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How Affordable Is Passaic County Community College?

Here’s the full picture on paying for Passaic County Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$14,717.00 Cost of Attendance
$7,761.00 Avg Net Price
$5,500.00 Median Grad Debt

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What You Will Pay to Attend Passaic County Community College?

Cost of attendance at Passaic County Community College varied between $14,717.00 to $16,877.00 across residency tiers.

In-state students paid the lower published figure, while out-of-state students faced the higher one: about $14,717.00 for in-state students versus $16,877.00 out of state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Sticker Cost for Residents (no aid)

Tuition and fees $8,400.00
+ Room, board & other expenses $6,317.00
Total cost $14,717.00
That is 24% below the national average net price.

Net Price for Residents (with average aid)

Total cost $14,717.00
− Grants and scholarships −$5,993.00
Net price $8,724.00
That is 55% below the national average net price.

Low-Income Net Price for Residents

Total cost $14,717.00
− Grants and scholarships −$6,068.00
Net price $8,649.00
That is 55% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $10,560.00
+ Room, board & other expenses $6,317.00
Total cost $16,877.00
That is 12% below the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $16,877.00
− Grants and scholarships −$5,993.00
Net price $10,884.00
That is 43% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $16,877.00
− Grants and scholarships −$6,068.00
Net price $10,809.00
That is 44% below the national average net price.
Explore each piece on tuition and fees plus living costs.

The Long-Run Cost of a Degree at Passaic County Community College

Costs have trended upward in recent years at a recent average of 4.1% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.1% 4.1% 4.1%
Freshman year $9,000.00 $9,078.00 $15,314.00
Senior year $10,141.00 $10,229.00 $17,255.00
Total 4-year net price $38,251.00 $38,583.00 $65,087.00
10-year loan interest @ 6.8% $14,572.00 $14,699.00 $24,796.00
Total monthly payment $440.00 $444.00 $749.00
Total amount paid $52,823.00 $53,281.00 $89,883.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.1% 4.1% 4.1%
Freshman year $9,000.00 $9,078.00 $15,314.00
Senior year $9,365.00 $9,446.00 $15,936.00
Total 2-year net price $18,365.00 $18,524.00 $31,250.00
10-year loan interest @ 6.8% $6,996.00 $7,057.00 $11,905.00
Total monthly payment $211.00 $213.00 $360.00
Total amount paid $25,362.00 $25,581.00 $43,155.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.1% 4.1% 4.1%
Freshman year $11,248.00 $11,326.00 $17,562.00
Senior year $12,673.00 $12,761.00 $19,788.00
Total 4-year net price $47,804.00 $48,135.00 $74,640.00
10-year loan interest @ 6.8% $18,211.00 $18,338.00 $28,435.00
Total monthly payment $550.00 $554.00 $859.00
Total amount paid $66,015.00 $66,473.00 $103,075.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.1% 4.1% 4.1%
Freshman year $11,248.00 $11,326.00 $17,562.00
Senior year $11,704.00 $11,785.00 $18,274.00
Total 2-year net price $22,952.00 $23,111.00 $35,836.00
10-year loan interest @ 6.8% $8,744.00 $8,804.00 $13,652.00
Total monthly payment $264.00 $266.00 $412.00
Total amount paid $31,695.00 $31,915.00 $49,489.00

Jump to the net-price detail in the net-price section.

Net Price — What Students Actually Pay at Passaic County Community College

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $7,761.00
Average net price (off-campus) $7,857.00

Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $7,164.00
$30,000 to $48,000 $7,829.00
$48,001 to $75,000 $9,716.00
$75,001 to $110,000 $10,678.00
Over $110,000 $9,274.00

Run your own numbers with the Passaic County Community College Net Price Calculator, or reach out to the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.

Graduate Debt at Passaic County Community College

The median graduating debt at Passaic County Community College stands at $5,500.00, landing it in the Very Low (<$10k) burden category.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $1,500.00
25th $2,250.00
Median (50th) $5,500.00
75th $7,644.00
90th $13,768.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

For the full borrowing and repayment picture, see the student loan debt detail.

How Income Shapes Debt at Passaic County Community College

Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $5,500.00
Middle income $5,418.00
High income $5,500.00

First-Generation Borrowing at Passaic County Community College

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $5,500.00

How Borrowers Repay Loans After Passaic County Community College

The default-rate category at Passaic County Community College is Low (<5%).

Window Cohort default rate
2-year 7.5%

For a sense of scale, Stafford disbursements at Passaic County Community College come to $29,283,850.00 over 3,835 student borrowers.

GI Bill and Military Aid at Passaic County Community College

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 32
Avg GI Bill amount $2,167.00
DoD Tuition Assistance recipients 1
Avg DoD Tuition Assistance $810.00

Dig into veteran education benefits on the veteran aid breakdown.

Questions Worth Asking

Use the figures above as a launch point, then think through Passaic County Community College, a few questions are worth asking:

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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