by our College Data Analytics TeamHere’s the full picture on paying for Pennsylvania State University-Penn State Berks, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending Pennsylvania State U-Penn State Berks ranged from $31,853.00 and up to $42,839.00 across residency tiers.
Where you live mattered — in-state students paid less than out-of-state students: near $31,853.00 in-state compared with $42,839.00 for those paying out-of-state rates.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $15,972.00 |
| + Room, board & other expenses | $15,881.00 |
| Total cost | $31,853.00 |
| That is 65% above the national average net price. |
| Total cost | $31,853.00 |
| − Grants and scholarships | −$7,886.00 |
| Net price | $23,967.00 |
| That is 25% above the national average net price. |
| Total cost | $31,853.00 |
| − Grants and scholarships | −$15,813.00 |
| Net price | $16,040.00 |
| That is 17% below the national average net price. |
| Tuition and fees | $26,958.00 |
| + Room, board & other expenses | $15,881.00 |
| Total cost | $42,839.00 |
| That is 123% above the national average net price. |
| Total cost | $42,839.00 |
| − Grants and scholarships | −$7,886.00 |
| Net price | $34,953.00 |
| That is 82% above the national average net price. |
| Total cost | $42,839.00 |
| − Grants and scholarships | −$15,813.00 |
| Net price | $27,026.00 |
| That is 40% above the national average net price. | |
| Go deeper on the components with tuition and fees plus living costs. |
The reported cost series has been increasing at a recent average of 1.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $16,319.00 | $24,384.00 | $32,408.00 |
| Senior year | $17,187.00 | $25,681.00 | $34,131.00 |
| Total 4-year net price | $67,003.00 | $100,116.00 | $133,058.00 |
| 10-year loan interest @ 6.8% | $25,526.00 | $38,141.00 | $50,690.00 |
| Total monthly payment | $771.00 | $1,152.00 | $1,531.00 |
| Total amount paid | $92,529.00 | $138,256.00 | $183,748.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $16,319.00 | $24,384.00 | $32,408.00 |
| Senior year | $16,604.00 | $24,809.00 | $32,972.00 |
| Total 2-year net price | $32,923.00 | $49,194.00 | $65,380.00 |
| 10-year loan interest @ 6.8% | $12,542.00 | $18,741.00 | $24,907.00 |
| Total monthly payment | $379.00 | $566.00 | $752.00 |
| Total amount paid | $45,465.00 | $67,935.00 | $90,288.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $27,497.00 | $35,562.00 | $43,585.00 |
| Senior year | $28,959.00 | $37,453.00 | $45,903.00 |
| Total 4-year net price | $112,894.00 | $146,007.00 | $178,949.00 |
| 10-year loan interest @ 6.8% | $43,009.00 | $55,623.00 | $68,173.00 |
| Total monthly payment | $1,299.00 | $1,680.00 | $2,059.00 |
| Total amount paid | $155,903.00 | $201,630.00 | $247,122.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $27,497.00 | $35,562.00 | $43,585.00 |
| Senior year | $27,976.00 | $36,181.00 | $44,344.00 |
| Total 2-year net price | $55,472.00 | $71,743.00 | $87,929.00 |
| 10-year loan interest @ 6.8% | $21,133.00 | $27,332.00 | $33,498.00 |
| Total monthly payment | $638.00 | $826.00 | $1,012.00 |
| Total amount paid | $76,605.00 | $99,075.00 | $121,427.00 |
Jump to the net-price detail in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $24,356.00 |
| Average net price (off-campus) | $24,581.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,721.00 |
| $30,000 to $48,000 | $18,801.00 |
| $48,001 to $75,000 | $20,924.00 |
| $75,001 to $110,000 | $25,326.00 |
| Over $110,000 | $30,196.00 |
Run your own numbers with the Pennsylvania State University-Penn State Berks Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median amount borrowed by graduates of Pennsylvania State U-Penn State Berks comes to $19,500.00, landing it in the Low ($10-20k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,750.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $34,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,000.00 |
| Middle income | $20,000.00 |
| High income | $19,700.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $19,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Pennsylvania State U-Penn State Berks stands at $1,480.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Pennsylvania State U-Penn State Berks is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.4% |
For context on the loan portfolio, Stafford disbursements at Pennsylvania State U-Penn State Berks amount to $4,885,479,531.00 across 238,368 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 51 |
| Avg GI Bill amount | $13,637.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $2,750.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Pennsylvania State U-Penn State Berks, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.