Room, board, and other expenses can add up to a significant amount. How much does this school charge for these necessities at Philander Smith University.
On this page you will find:
This school offers students separate housing and dining options. The on-campus housing charge for an average student was $6,000 in 2026, with the price of an average meal plan at $4,000. Altogether, a typical student living on campus at Philander Smith University budgeted around $19,824 in 2026 across housing, dining, books and other living expenses.
The following table outlines average expected costs for both on-campus and off-campus housing, meals and other expenses at Philander Smith University.
| Expense | On Campus | Off Campus |
|---|---|---|
| Room and Board | $14,312 | $20,154 |
| — Housing | $6,000 | |
| — Meals | $4,000 | |
| Other Living Expenses | $4,312 | $5,778 |
| Books and Supplies | $1,200 | $1,200 |
| Total | $19,824 | $27,132 |
The price of living on campus is rarely the same in your senior year as it was your first. Looking at the trend gives you a realistic picture of what you will actually spend by graduation.
Over four years you could pay about $89,106 in room, board and other essentials.
Below is how room and board has changed across recent reported years — and where current trends point — at Philander Smith University.
| Year | Room & Board |
|---|---|
| Three Years Ago | $11,998 |
| Two Years Ago | $11,998 |
| One Year Ago | $14,312 |
| Most Recent Year (2026) | $14,312 |
| One Year From Now * | $15,232 |
| Two Years From Now * | $16,211 |
| Three Years From Now * | $17,253 |
| Four Years From Now * | $18,362 |
* estimated
Most recently, on-campus costs increased an average of 6.4% each year. At the same pace next year, the total would be roughly $20,744 for their first year on campus.
At this pace, a senior would spend approximately $23,874 in year four — and a two-year student about $21,723 in the final year of a two-year (associate) degree.
For a full bachelor’s degree, expect to spend a total of around $89,106 over four years — compared with roughly $42,467 for two years on campus.
Annual increases in room and board are the norm, so build a yearly increase into your four-year budget.
Dining plans vary from school to school. Here, plans are structured around a set number of meals per week — see the maximum plan in the table below. For details on living on campus, including capacity, see the table below.
| Question | Answer |
|---|---|
| On-Campus Room Capacity (Per Occupant) | 518 |
| Meals Per Week Included in Max Meal Plan | 19 |
| Offers On-Campus Housing | Yes |
| Offers a Meal Plan | Yes |