by our College Data Analytics TeamHere’s the full picture on paying for Pontifical Catholic University of Puerto Rico-Arecibo, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
The full cost of attending Pontifical Catholic U of Puerto Rico-Arecibo comes to about $16,058.00 annually.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $6,550.00 |
| + Room, board & other expenses | $9,508.00 |
| Total cost | $16,058.00 |
| That is 51% below the national average net price. |
| Total cost | $16,058.00 |
| − Grants and scholarships | −$7,561.00 |
| Net price | $8,497.00 |
| That is 74% below the national average net price. |
| Total cost | $16,058.00 |
| − Grants and scholarships | −$7,739.00 |
| Net price | $8,319.00 |
| That is 75% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
Cost of attendance here has been rising by roughly 6.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.4% | 6.4% | 6.4% |
| Freshman year | $8,849.00 | $9,038.00 | $17,081.00 |
| Senior year | $10,650.00 | $10,878.00 | $20,557.00 |
| Total 4-year net price | $38,924.00 | $39,757.00 | $75,134.00 |
| 10-year loan interest @ 6.8% | $14,829.00 | $15,146.00 | $28,623.00 |
| Total monthly payment | $448.00 | $458.00 | $865.00 |
| Total amount paid | $53,752.00 | $54,902.00 | $103,757.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.4% | 6.4% | 6.4% |
| Freshman year | $8,849.00 | $9,038.00 | $17,081.00 |
| Senior year | $9,413.00 | $9,614.00 | $18,169.00 |
| Total 2-year net price | $18,262.00 | $18,652.00 | $35,250.00 |
| 10-year loan interest @ 6.8% | $6,957.00 | $7,106.00 | $13,429.00 |
| Total monthly payment | $210.00 | $215.00 | $406.00 |
| Total amount paid | $25,219.00 | $25,758.00 | $48,679.00 |
Read more in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $11,117.00 |
| Average net price (off-campus) | $9,421.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,370.00 |
| $30,000 to $48,000 | $10,504.00 |
| $48,001 to $75,000 | $11,663.00 |
Run your own numbers with the Pontifical Catholic University of Puerto Rico-Arecibo Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The median graduating debt at Pontifical Catholic U of Puerto Rico-Arecibo amounts to $11,337.00, categorized as a Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,142.00 |
| 25th | $3,900.00 |
| Median (50th) | $11,337.00 |
| 75th | $17,700.00 |
| 90th | $27,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $11,000.00 |
| Middle income | $11,600.00 |
| High income | $15,626.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,200.00 |
| Continuing-generation students | $11,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at Pontifical Catholic U of Puerto Rico-Arecibo is $-711.00.
The federal default-rate tier for Pontifical Catholic U of Puerto Rico-Arecibo is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 20.7% |
For scale, federal Stafford loan disbursements at Pontifical Catholic U of Puerto Rico-Arecibo add up to $965,115,109.00 covering 34,902 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 3 |
| Avg GI Bill amount | $5,898.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $500.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Pontifical Catholic U of Puerto Rico-Arecibo, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.