by our College Data Analytics TeamThis overview lays out the cost of attending Rockford University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
What it costs to attend Rockford University stands at about $47,033.00 per academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $37,780.00 |
| + Room, board & other expenses | $9,253.00 |
| Total cost | $47,033.00 |
| That is 43% above the national average net price. |
| Total cost | $47,033.00 |
| − Grants and scholarships | −$26,733.00 |
| Net price | $20,300.00 |
| That is 38% below the national average net price. |
| Total cost | $47,033.00 |
| − Grants and scholarships | −$28,292.00 |
| Net price | $18,741.00 |
| That is 43% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
The reported cost series has been increasing at a recent average of 3.6% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $19,415.00 | $21,030.00 | $48,725.00 |
| Senior year | $21,587.00 | $23,383.00 | $54,177.00 |
| Total 4-year net price | $81,954.00 | $88,772.00 | $205,675.00 |
| 10-year loan interest @ 6.8% | $31,222.00 | $33,819.00 | $78,355.00 |
| Total monthly payment | $943.00 | $1,022.00 | $2,367.00 |
| Total amount paid | $113,176.00 | $122,591.00 | $284,030.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.6% | 3.6% | 3.6% |
| Freshman year | $19,415.00 | $21,030.00 | $48,725.00 |
| Senior year | $20,114.00 | $21,787.00 | $50,479.00 |
| Total 2-year net price | $39,529.00 | $42,818.00 | $99,204.00 |
| 10-year loan interest @ 6.8% | $15,059.00 | $16,312.00 | $37,793.00 |
| Total monthly payment | $455.00 | $493.00 | $1,142.00 |
| Total amount paid | $54,588.00 | $59,130.00 | $136,997.00 |
Jump to the net-price detail in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $22,436.00 |
| Average net price (off-campus) | $23,066.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,950.00 |
| $30,000 to $48,000 | $20,840.00 |
| $48,001 to $75,000 | $21,448.00 |
| $75,001 to $110,000 | $24,280.00 |
| Over $110,000 | $26,869.00 |
Estimate your specific net price using the school’s [Rockford University Net Price Calculator](https://tcc.ruffalonl.com/Rockford University/Freshman-Students), or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Median graduate debt at Rockford University is $15,000.00, landing it in the Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,250.00 |
| Median (50th) | $15,000.00 |
| 75th | $28,500.00 |
| 90th | $35,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,204.00 |
| Middle income | $15,000.00 |
| High income | $13,000.00 |
Graduates from lower-income families carry $5,204.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $13,000.00 |
First-generation graduates from Rockford University graduate with $2,000.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Rockford University stands at $4,750.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Rockford University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.9% |
To put the rates in context, Stafford loans at Rockford University add up to $139,950,761.00 across 6,610 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 26 |
| Avg GI Bill amount | $11,160.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Numbers only tell part of the story. As you weigh Rockford University, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.