by our College Data Analytics TeamHere is what you can expect to pay at Rowan University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Published attendance costs at Rowan University fell between $34,116.00 ranging to $44,474.00 depending on residency and living arrangement.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $34,116.00 in-state against $44,474.00 out-of-state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $16,574.00 |
| + Room, board & other expenses | $17,542.00 |
| Total cost | $34,116.00 |
| That is 77% above the national average net price. |
| Total cost | $34,116.00 |
| − Grants and scholarships | −$13,434.00 |
| Net price | $20,682.00 |
| That is 7% above the national average net price. |
| Total cost | $34,116.00 |
| − Grants and scholarships | −$20,537.00 |
| Net price | $13,579.00 |
| That is 29% below the national average net price. |
| Tuition and fees | $26,932.00 |
| + Room, board & other expenses | $17,542.00 |
| Total cost | $44,474.00 |
| That is 131% above the national average net price. |
| Total cost | $44,474.00 |
| − Grants and scholarships | −$13,434.00 |
| Net price | $31,040.00 |
| That is 61% above the national average net price. |
| Total cost | $44,474.00 |
| − Grants and scholarships | −$20,537.00 |
| Net price | $23,937.00 |
| That is 24% above the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
Costs have trended upward in recent years at about 4.8% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $14,229.00 | $21,672.00 | $35,749.00 |
| Senior year | $16,372.00 | $24,936.00 | $41,133.00 |
| Total 4-year net price | $61,135.00 | $93,114.00 | $153,596.00 |
| 10-year loan interest @ 6.8% | $23,290.00 | $35,473.00 | $58,515.00 |
| Total monthly payment | $704.00 | $1,072.00 | $1,768.00 |
| Total amount paid | $84,425.00 | $128,587.00 | $212,111.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $14,229.00 | $21,672.00 | $35,749.00 |
| Senior year | $14,910.00 | $22,710.00 | $37,461.00 |
| Total 2-year net price | $29,139.00 | $44,382.00 | $73,210.00 |
| 10-year loan interest @ 6.8% | $11,101.00 | $16,908.00 | $27,890.00 |
| Total monthly payment | $335.00 | $511.00 | $842.00 |
| Total amount paid | $40,240.00 | $61,289.00 | $101,100.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $25,083.00 | $32,526.00 | $46,603.00 |
| Senior year | $28,860.00 | $37,424.00 | $53,621.00 |
| Total 4-year net price | $107,769.00 | $139,748.00 | $200,230.00 |
| 10-year loan interest @ 6.8% | $41,056.00 | $53,239.00 | $76,280.00 |
| Total monthly payment | $1,240.00 | $1,608.00 | $2,304.00 |
| Total amount paid | $148,825.00 | $192,987.00 | $276,511.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.8% | 4.8% | 4.8% |
| Freshman year | $25,083.00 | $32,526.00 | $46,603.00 |
| Senior year | $26,284.00 | $34,083.00 | $48,834.00 |
| Total 2-year net price | $51,367.00 | $66,609.00 | $95,437.00 |
| 10-year loan interest @ 6.8% | $19,569.00 | $25,376.00 | $36,358.00 |
| Total monthly payment | $591.00 | $767.00 | $1,098.00 |
| Total amount paid | $70,935.00 | $91,984.00 | $131,795.00 |
See the full net-price breakdown in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $22,408.00 |
| Average net price (off-campus) | $22,185.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,180.00 |
| $30,000 to $48,000 | $15,598.00 |
| $48,001 to $75,000 | $19,644.00 |
| $75,001 to $110,000 | $27,596.00 |
| Over $110,000 | $28,933.00 |
For a personalized estimate, try the Rowan University Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
The median amount borrowed by graduates of Rowan University comes to $16,750.00, which federal data classifies as a Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $7,500.00 |
| Median (50th) | $16,750.00 |
| 75th | $25,000.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,683.00 |
| Middle income | $17,151.00 |
| High income | $15,500.00 |
Low-income graduates carry $2,183.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,000.00 |
| Continuing-generation students | $15,514.00 |
First-gen students at Rowan University take on $1,486.00 in additional median debt versus continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Rowan University stands at $3,680.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Rowan University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.1% |
For context on the loan portfolio, Stafford disbursements at Rowan University total $1,195,125,902.00 spread across 47,861 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 211 |
| Avg GI Bill amount | $10,466.00 |
| DoD Tuition Assistance recipients | 12 |
| Avg DoD Tuition Assistance | $2,979.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The data above is a foundation; round it out by asking yourself about Rowan University, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.