by our College Data Analytics TeamHere is what you can expect to pay at Rutgers University-Newark, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Jump to any section of this page using the links below:
The total cost of attendance at Rutgers University-Newark fell between $33,749.00 and up to $53,261.00 depending on whether you qualify for in-state rates.
Where you live mattered — in-state students paid less than out-of-state students: roughly $33,749.00 in-state compared with $53,261.00 out of state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $17,250.00 |
| + Room, board & other expenses | $16,499.00 |
| Total cost | $33,749.00 |
| That is 75% above the national average net price. |
| Total cost | $33,749.00 |
| − Grants and scholarships | −$15,951.00 |
| Net price | $17,798.00 |
| That is 8% below the national average net price. |
| Total cost | $33,749.00 |
| − Grants and scholarships | −$19,234.00 |
| Net price | $14,515.00 |
| That is 25% below the national average net price. |
| Tuition and fees | $36,762.00 |
| + Room, board & other expenses | $16,499.00 |
| Total cost | $53,261.00 |
| That is 177% above the national average net price. |
| Total cost | $53,261.00 |
| − Grants and scholarships | −$15,951.00 |
| Net price | $37,310.00 |
| That is 94% above the national average net price. |
| Total cost | $53,261.00 |
| − Grants and scholarships | −$19,234.00 |
| Net price | $34,027.00 |
| That is 77% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
The reported cost series has been increasing at about 4.3% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $15,139.00 | $18,563.00 | $35,200.00 |
| Senior year | $17,176.00 | $21,061.00 | $39,936.00 |
| Total 4-year net price | $64,573.00 | $79,178.00 | $150,139.00 |
| 10-year loan interest @ 6.8% | $24,600.00 | $30,164.00 | $57,198.00 |
| Total monthly payment | $743.00 | $911.00 | $1,728.00 |
| Total amount paid | $89,173.00 | $109,342.00 | $207,337.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $15,139.00 | $18,563.00 | $35,200.00 |
| Senior year | $15,790.00 | $19,361.00 | $36,713.00 |
| Total 2-year net price | $30,929.00 | $37,924.00 | $71,912.00 |
| 10-year loan interest @ 6.8% | $11,783.00 | $14,448.00 | $27,396.00 |
| Total monthly payment | $356.00 | $436.00 | $828.00 |
| Total amount paid | $42,711.00 | $52,372.00 | $99,308.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $35,490.00 | $38,914.00 | $55,550.00 |
| Senior year | $40,265.00 | $44,150.00 | $63,026.00 |
| Total 4-year net price | $151,376.00 | $165,981.00 | $236,943.00 |
| 10-year loan interest @ 6.8% | $57,669.00 | $63,233.00 | $90,267.00 |
| Total monthly payment | $1,742.00 | $1,910.00 | $2,727.00 |
| Total amount paid | $209,045.00 | $229,214.00 | $327,209.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.3% | 4.3% | 4.3% |
| Freshman year | $35,490.00 | $38,914.00 | $55,550.00 |
| Senior year | $37,015.00 | $40,586.00 | $57,938.00 |
| Total 2-year net price | $72,505.00 | $79,500.00 | $113,488.00 |
| 10-year loan interest @ 6.8% | $27,622.00 | $30,287.00 | $43,235.00 |
| Total monthly payment | $834.00 | $915.00 | $1,306.00 |
| Total amount paid | $100,126.00 | $109,787.00 | $156,723.00 |
For the complete net-price picture, see the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $19,703.00 |
| Average net price (off-campus) | $19,407.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,840.00 |
| $30,000 to $48,000 | $16,252.00 |
| $48,001 to $75,000 | $17,388.00 |
| $75,001 to $110,000 | $25,608.00 |
| Over $110,000 | $32,589.00 |
Estimate your specific net price using the school’s Rutgers University-Newark Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid page.
Median graduate debt at Rutgers University-Newark stands at $19,000.00, categorized as a Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,490.00 |
| 25th | $10,044.00 |
| Median (50th) | $19,000.00 |
| 75th | $27,000.00 |
| 90th | $32,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $19,500.00 |
| High income | $18,012.00 |
Graduates from lower-income families carry $1,488.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,000.00 |
| Continuing-generation students | $19,000.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Rutgers University-Newark stands at $3,283.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Rutgers University-Newark is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.9% |
For a sense of scale, Stafford disbursements at Rutgers University-Newark amount to $4,159,266,121.00 distributed across 157,138 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 251 |
| Avg GI Bill amount | $8,273.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Rutgers University-Newark, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.