by our College Data Analytics TeamHere’s the full picture on paying for Saint Mary’s College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The cost of attendance at Saint Mary’s College amounts to about $65,706.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $53,230.00 |
| + Room, board & other expenses | $12,476.00 |
| Total cost | $65,706.00 |
| That is 100% above the national average net price. |
| Total cost | $65,706.00 |
| − Grants and scholarships | −$41,186.00 |
| Net price | $24,520.00 |
| That is 25% below the national average net price. |
| Total cost | $65,706.00 |
| − Grants and scholarships | −$49,718.00 |
| Net price | $15,988.00 |
| That is 51% below the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Cost of attendance here has been rising at about 3.5% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $16,548.00 | $25,378.00 | $68,006.00 |
| Senior year | $18,347.00 | $28,138.00 | $75,402.00 |
| Total 4-year net price | $69,749.00 | $106,971.00 | $286,648.00 |
| 10-year loan interest @ 6.8% | $26,572.00 | $40,752.00 | $109,203.00 |
| Total monthly payment | $803.00 | $1,231.00 | $3,299.00 |
| Total amount paid | $96,321.00 | $147,722.00 | $395,850.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.5% | 3.5% | 3.5% |
| Freshman year | $16,548.00 | $25,378.00 | $68,006.00 |
| Senior year | $17,127.00 | $26,267.00 | $70,387.00 |
| Total 2-year net price | $33,675.00 | $51,645.00 | $138,394.00 |
| 10-year loan interest @ 6.8% | $12,829.00 | $19,675.00 | $52,723.00 |
| Total monthly payment | $388.00 | $594.00 | $1,593.00 |
| Total amount paid | $46,504.00 | $71,321.00 | $191,117.00 |
Read more in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $25,292.00 |
| Average net price (off-campus) | $28,552.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,918.00 |
| $30,000 to $48,000 | $26,610.00 |
| $48,001 to $75,000 | $21,529.00 |
| $75,001 to $110,000 | $30,396.00 |
| Over $110,000 | $33,026.00 |
Run your own numbers with the Saint Mary’s College Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The typical debt load for borrowers leaving Saint Mary’s College comes to $23,199.00, categorized as a Moderate ($20-30k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $23,199.00 |
| 75th | $27,000.00 |
| 90th | $33,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,000.00 |
| Middle income | $19,500.00 |
| High income | $25,000.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,847.00 |
| Continuing-generation students | $23,250.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Saint Mary’s College stands at $-5,241.00.
The Department of Education default-rate tier for Saint Mary’s College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.6% |
For context on the loan portfolio, Stafford disbursements at Saint Mary’s College amount to $80,488,054.00 across 4,716 disbursements.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 16 |
| Avg GI Bill amount | $26,512.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Saint Mary’s College, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.