by our College Data Analytics TeamMost students will never be charged the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Saint Paul College can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financing solutions does Saint Paul College provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to learn just how much financial aid will be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Use the information below to understand how much financial assistance you may get from Saint Paul College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Saint Paul College, 86% of the incoming full-time class was awarded financial aid some 383 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $6,663 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 63% | $5,447 |
| State/local grants | 70% | $2,028 |
| Federal student loans | 19% | $5,518 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, around 63% of undergrads got grants or scholarships worth on average $4,737 (among about 3250 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $4,737 |
| Federal Pell grants | 40% | $4,016 |
| Federal student loans | 17% | $6,157 |
For on-campus title-IV students, average grant aid came to $6,766.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,080 |
| $30,001 – $75,000 | $11,972 |
| Over $75,000 | $16,380 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,495 |
| Off-campus title-IV students | $12,040 |
To get a personalized net price estimate, try Saint Paul College’s online cost calculator: www.minnstate.edu/admissions/calculator/saintpaul.html.
The median student at Saint Paul College graduates with $9,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,000 |
| Median federal debt (graduates only) | $10,925 |
| Typical 10-year monthly payment (graduates) | $115.82/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at Saint Paul College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,000 |
| 25th percentile | $4,000 |
| 75th percentile | $16,135 |
| 90th percentile (highest-debt students) | $29,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $7,758 |
| High income | $7,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,083 |
| Continuing-generation students | $8,901 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,945 |
| Independent students | $9,547 |
These indicators are derived from the underlying debt data and summarize the overall picture at Saint Paul College.
Most undergraduate borrowing runs through the federal Stafford loan program. The annual Stafford volume below reflects program activity at Saint Paul College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 21445 |
| Total Stafford loan amount | $301,993,823 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 40 |
| Total GI Bill amount | $157,388 |
| Average GI Bill amount per recipient | $3,935 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 18 |
| Total DoD amount | $38,459 |
| Average DoD amount per recipient | $2,137 |
References
More about our data sources and methodologies.