by our College Data Analytics TeamThis overview lays out the cost of attending San Joaquin Valley College-Rancho Cordova, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $29,811.00 |
| Average net price (off-campus) | $27,288.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $26,019.00 |
| $30,000 to $48,000 | $27,326.00 |
| $48,001 to $75,000 | $25,061.00 |
| $75,001 to $110,000 | $29,993.00 |
| Over $110,000 | $29,993.00 |
Run your own numbers with the San Joaquin Valley College-Rancho Cordova Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The typical debt load for borrowers leaving San Joaquin Valley C-Rancho Cordova amounts to $9,773.00, categorized as a Very Low (<$10k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,920.00 |
| 25th | $9,474.00 |
| Median (50th) | $9,773.00 |
| 75th | $19,977.00 |
| 90th | $20,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt page.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,118.00 |
| Middle income | $9,500.00 |
| High income | $9,500.00 |
Low-income borrowers graduate with $618.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,699.00 |
| Continuing-generation students | $10,574.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at San Joaquin Valley C-Rancho Cordova works out to $359.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate classification for San Joaquin Valley C-Rancho Cordova is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.6% |
To give some context for these rates, Stafford loans disbursed at San Joaquin Valley C-Rancho Cordova amount to $888,709,612.00 distributed across 66,770 recipients.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $16,907.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through San Joaquin Valley C-Rancho Cordova, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.