by our College Data Analytics TeamHere’s the full picture on paying for San Joaquin Valley College-Trades Education Center, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $27,887.00 |
| Average net price (off-campus) | $24,093.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,061.00 |
| $30,000 to $48,000 | $24,404.00 |
| $48,001 to $75,000 | $25,393.00 |
| $75,001 to $110,000 | $27,990.00 |
| Over $110,000 | $25,657.00 |
Run your own numbers with the San Joaquin Valley College-Trades Education Center Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median amount borrowed by graduates of San Joaquin Valley C-Trades Education Center comes to $9,773.00, landing it in the Very Low (<$10k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,920.00 |
| 25th | $9,474.00 |
| Median (50th) | $9,773.00 |
| 75th | $19,977.00 |
| 90th | $20,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,118.00 |
| Middle income | $9,500.00 |
| High income | $9,500.00 |
Borrowers from lower-income families leave school with $618.00 in extra median debt compared with high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,699.00 |
| Continuing-generation students | $10,574.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The gap between Pell-eligible and non-Pell median debt at San Joaquin Valley C-Trades Education Center comes to $359.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at San Joaquin Valley C-Trades Education Center is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.6% |
To give some context for these rates, Stafford loans disbursed at San Joaquin Valley C-Trades Education Center amount to $888,709,612.00 across 66,770 recipients.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 91 |
| Avg GI Bill amount | $13,690.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The figures above are a starting point — as you weigh San Joaquin Valley C-Trades Education Center, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.