by our College Data Analytics TeamHere is what you can expect to pay at South Mountain Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
The total cost of attendance at South Mountain Community College varied between $17,872.00 and $24,472.00 depending on whether you qualify for in-state rates.
Where you live mattered — in-state students paid less than out-of-state students: roughly $17,872.00 for in-state students versus $24,472.00 for non-residents.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $2,358.00 |
| + Room, board & other expenses | $15,514.00 |
| Total cost | $17,872.00 |
| That is 7% below the national average net price. |
| Total cost | $17,872.00 |
| − Grants and scholarships | −$6,118.00 |
| Net price | $11,754.00 |
| That is 39% below the national average net price. |
| Total cost | $17,872.00 |
| − Grants and scholarships | −$6,996.00 |
| Net price | $10,876.00 |
| That is 44% below the national average net price. |
| Tuition and fees | $8,958.00 |
| + Room, board & other expenses | $15,514.00 |
| Total cost | $24,472.00 |
| That is 27% above the national average net price. |
| Total cost | $24,472.00 |
| − Grants and scholarships | −$6,118.00 |
| Net price | $18,354.00 |
| That is 5% below the national average net price. |
| Total cost | $24,472.00 |
| − Grants and scholarships | −$6,996.00 |
| Net price | $17,476.00 |
| That is 9% below the national average net price. | |
| Go deeper on the components with tuition and fees and living costs. |
Costs have trended upward in recent years by around 4.7% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $11,386.00 | $12,305.00 | $18,709.00 |
| Senior year | $13,062.00 | $14,117.00 | $21,464.00 |
| Total 4-year net price | $48,844.00 | $52,787.00 | $80,264.00 |
| 10-year loan interest @ 6.8% | $18,608.00 | $20,110.00 | $30,578.00 |
| Total monthly payment | $562.00 | $607.00 | $924.00 |
| Total amount paid | $67,452.00 | $72,898.00 | $110,841.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $11,386.00 | $12,305.00 | $18,709.00 |
| Senior year | $11,919.00 | $12,881.00 | $19,586.00 |
| Total 2-year net price | $23,305.00 | $25,186.00 | $38,295.00 |
| 10-year loan interest @ 6.8% | $8,878.00 | $9,595.00 | $14,589.00 |
| Total monthly payment | $268.00 | $290.00 | $441.00 |
| Total amount paid | $32,183.00 | $34,781.00 | $52,885.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $18,295.00 | $19,214.00 | $25,619.00 |
| Senior year | $20,989.00 | $22,043.00 | $29,391.00 |
| Total 4-year net price | $78,485.00 | $82,428.00 | $109,904.00 |
| 10-year loan interest @ 6.8% | $29,900.00 | $31,402.00 | $41,870.00 |
| Total monthly payment | $903.00 | $949.00 | $1,265.00 |
| Total amount paid | $108,385.00 | $113,830.00 | $151,774.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $18,295.00 | $19,214.00 | $25,619.00 |
| Senior year | $19,152.00 | $20,114.00 | $26,819.00 |
| Total 2-year net price | $37,447.00 | $39,328.00 | $52,438.00 |
| 10-year loan interest @ 6.8% | $14,266.00 | $14,983.00 | $19,977.00 |
| Total monthly payment | $431.00 | $453.00 | $603.00 |
| Total amount paid | $51,713.00 | $54,311.00 | $72,414.00 |
Jump to the net-price detail in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $12,780.00 |
| Average net price (off-campus) | $11,942.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,383.00 |
| $30,000 to $48,000 | $11,804.00 |
| $48,001 to $75,000 | $13,009.00 |
| $75,001 to $110,000 | $14,269.00 |
| Over $110,000 | $16,572.00 |
For a personalized estimate, try the South Mountain Community College Net Price Calculator.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median graduating debt at South Mountain Community College amounts to $4,500.00, placing the school in the Very Low (<$10k) debt-burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $2,500.00 |
| Median (50th) | $4,500.00 |
| 75th | $10,000.00 |
| 90th | $19,588.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $4,847.00 |
| Middle income | $4,500.00 |
| High income | $3,839.00 |
Graduates from lower-income families carry $1,008.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $4,500.00 |
| Continuing-generation students | $4,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt difference between Pell-eligible and non-Pell graduates of South Mountain Community College comes to $1,250.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate classification at South Mountain Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 19.8% |
To put the rates in context, Stafford loans at South Mountain Community College total $63,763,488.00 across 6,833 recipients.
Veteran and active-military students often access dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 69 |
| Avg GI Bill amount | $1,355.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $808.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about South Mountain Community College, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.