by our College Data Analytics TeamBelow is the data on what it actually costs to attend Southern Adventist University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
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The cost of attendance at Southern Adventist University works out to about $37,875.00 per academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $27,300.00 |
| + Room, board & other expenses | $10,575.00 |
| Total cost | $37,875.00 |
| That is 15% above the national average net price. |
| Total cost | $37,875.00 |
| − Grants and scholarships | −$14,273.00 |
| Net price | $23,602.00 |
| That is 28% below the national average net price. |
| Total cost | $37,875.00 |
| − Grants and scholarships | −$19,495.00 |
| Net price | $18,380.00 |
| That is 44% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
Published costs have climbed year over year by roughly 5.6% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.6% | 5.6% | 5.6% |
| Freshman year | $19,405.00 | $24,918.00 | $39,987.00 |
| Senior year | $22,836.00 | $29,324.00 | $47,058.00 |
| Total 4-year net price | $84,359.00 | $108,326.00 | $173,835.00 |
| 10-year loan interest @ 6.8% | $32,138.00 | $41,268.00 | $66,225.00 |
| Total monthly payment | $971.00 | $1,247.00 | $2,000.00 |
| Total amount paid | $116,496.00 | $149,595.00 | $240,060.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.6% | 5.6% | 5.6% |
| Freshman year | $19,405.00 | $24,918.00 | $39,987.00 |
| Senior year | $20,487.00 | $26,308.00 | $42,218.00 |
| Total 2-year net price | $39,892.00 | $51,226.00 | $82,205.00 |
| 10-year loan interest @ 6.8% | $15,198.00 | $19,515.00 | $31,317.00 |
| Total monthly payment | $459.00 | $590.00 | $946.00 |
| Total amount paid | $55,090.00 | $70,742.00 | $113,522.00 |
Read more in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $24,345.00 |
| Average net price (off-campus) | $24,334.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $19,100.00 |
| $30,000 to $48,000 | $20,914.00 |
| $48,001 to $75,000 | $23,907.00 |
| $75,001 to $110,000 | $27,508.00 |
| Over $110,000 | $29,508.00 |
Get a tailored estimate from the Southern Adventist University Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Southern Adventist University amounts to $18,000.00, placing the school in the Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,000.00 |
| 25th | $8,225.00 |
| Median (50th) | $18,000.00 |
| 75th | $30,000.00 |
| 90th | $41,376.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,250.00 |
| Middle income | $18,750.00 |
| High income | $15,750.00 |
Graduates from lower-income families carry $2,500.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $15,250.00 |
First-generation graduates of Southern Adventist University carry $4,250.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of Southern Adventist University amounts to $7,000.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Southern Adventist University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.2% |
To put the rates in context, Stafford loans at Southern Adventist University amount to $211,835,856.00 covering 9,147 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 28 |
| Avg GI Bill amount | $18,582.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The figures above are a starting point — as you weigh Southern Adventist University, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.