by our College Data Analytics TeamHere’s the full picture on paying for Southern Arkansas University Main Campus, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Southern Arkansas University Main Campus varied between $24,721.00 and $30,451.00 depending on whether you qualify for in-state rates.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $24,721.00 in-state, rising to $30,451.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,960.00 |
| + Room, board & other expenses | $14,761.00 |
| Total cost | $24,721.00 |
| That is 28% above the national average net price. |
| Total cost | $24,721.00 |
| − Grants and scholarships | −$10,924.00 |
| Net price | $13,797.00 |
| That is 28% below the national average net price. |
| Total cost | $24,721.00 |
| − Grants and scholarships | −$11,764.00 |
| Net price | $12,957.00 |
| That is 33% below the national average net price. |
| Tuition and fees | $15,690.00 |
| + Room, board & other expenses | $14,761.00 |
| Total cost | $30,451.00 |
| That is 58% above the national average net price. |
| Total cost | $30,451.00 |
| − Grants and scholarships | −$10,924.00 |
| Net price | $19,527.00 |
| That is roughly at the national average net price. |
| Total cost | $30,451.00 |
| − Grants and scholarships | −$11,764.00 |
| Net price | $18,687.00 |
| That is 3% below the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Cost of attendance here has been rising by around 2.4% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $13,263.00 | $14,123.00 | $25,305.00 |
| Senior year | $14,225.00 | $15,147.00 | $27,140.00 |
| Total 4-year net price | $54,960.00 | $58,523.00 | $104,860.00 |
| 10-year loan interest @ 6.8% | $20,938.00 | $22,295.00 | $39,948.00 |
| Total monthly payment | $632.00 | $673.00 | $1,207.00 |
| Total amount paid | $75,898.00 | $80,819.00 | $144,808.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $13,263.00 | $14,123.00 | $25,305.00 |
| Senior year | $13,576.00 | $14,456.00 | $25,902.00 |
| Total 2-year net price | $26,839.00 | $28,579.00 | $51,207.00 |
| 10-year loan interest @ 6.8% | $10,225.00 | $10,888.00 | $19,508.00 |
| Total monthly payment | $309.00 | $329.00 | $589.00 |
| Total amount paid | $37,064.00 | $39,467.00 | $70,715.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $19,128.00 | $19,988.00 | $31,170.00 |
| Senior year | $20,515.00 | $21,438.00 | $33,430.00 |
| Total 4-year net price | $79,266.00 | $82,829.00 | $129,166.00 |
| 10-year loan interest @ 6.8% | $30,197.00 | $31,555.00 | $49,207.00 |
| Total monthly payment | $912.00 | $953.00 | $1,486.00 |
| Total amount paid | $109,463.00 | $114,383.00 | $178,373.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $19,128.00 | $19,988.00 | $31,170.00 |
| Senior year | $19,580.00 | $20,460.00 | $31,906.00 |
| Total 2-year net price | $38,708.00 | $40,448.00 | $63,076.00 |
| 10-year loan interest @ 6.8% | $14,746.00 | $15,409.00 | $24,030.00 |
| Total monthly payment | $445.00 | $465.00 | $726.00 |
| Total amount paid | $53,454.00 | $55,857.00 | $87,106.00 |
Read more in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $14,027.00 |
| Average net price (off-campus) | $15,944.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,823.00 |
| $30,000 to $48,000 | $15,172.00 |
| $48,001 to $75,000 | $15,686.00 |
| $75,001 to $110,000 | $19,378.00 |
| Over $110,000 | $18,896.00 |
Run your own numbers with the Southern Arkansas University Main Campus Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Southern Arkansas University Main Campus comes to $12,500.00, which the Department of Education classifies as a Low ($10-20k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,500.00 |
| 75th | $18,500.00 |
| 90th | $28,897.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,000.00 |
| Middle income | $12,013.00 |
| High income | $11,278.00 |
Low-income graduates carry $2,722.00 in additional median debt versus high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,500.00 |
| Continuing-generation students | $12,609.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Southern Arkansas University Main Campus comes to $3,750.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Southern Arkansas University Main Campus is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.6% |
To give some context for these rates, Stafford loans disbursed at Southern Arkansas University Main Campus total $284,311,190.00 spread across 13,888 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 22 |
| Avg GI Bill amount | $6,981.00 |
| DoD Tuition Assistance recipients | 6 |
| Avg DoD Tuition Assistance | $1,868.00 |
Dig into veteran education benefits on the college veterans page.
Use the figures above as a launch point, then think through Southern Arkansas University Main Campus, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.