by our College Data Analytics TeamThis overview lays out the cost of attending Southwest Texas College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Cost of attendance at Southwest Texas College came in between $13,579.00 ranging to $15,547.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $13,579.00 in-state against $15,547.00 for those paying out-of-state rates.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $4,326.00 |
| + Room, board & other expenses | $9,253.00 |
| Total cost | $13,579.00 |
| That is 29% below the national average net price. |
| Total cost | $13,579.00 |
| − Grants and scholarships | −$6,182.00 |
| Net price | $7,397.00 |
| That is 62% below the national average net price. |
| Total cost | $13,579.00 |
| − Grants and scholarships | −$6,886.00 |
| Net price | $6,693.00 |
| That is 65% below the national average net price. |
| Tuition and fees | $6,294.00 |
| + Room, board & other expenses | $9,253.00 |
| Total cost | $15,547.00 |
| That is 19% below the national average net price. |
| Total cost | $15,547.00 |
| − Grants and scholarships | −$6,182.00 |
| Net price | $9,365.00 |
| That is 51% below the national average net price. |
| Total cost | $15,547.00 |
| − Grants and scholarships | −$6,886.00 |
| Net price | $8,661.00 |
| That is 55% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Costs have trended upward in recent years at about 2.3% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $6,848.00 | $7,568.00 | $13,893.00 |
| Senior year | $7,333.00 | $8,105.00 | $14,878.00 |
| Total 4-year net price | $28,355.00 | $31,337.00 | $57,527.00 |
| 10-year loan interest @ 6.8% | $10,802.00 | $11,938.00 | $21,916.00 |
| Total monthly payment | $326.00 | $361.00 | $662.00 |
| Total amount paid | $39,157.00 | $43,275.00 | $79,443.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $6,848.00 | $7,568.00 | $13,893.00 |
| Senior year | $7,006.00 | $7,743.00 | $14,214.00 |
| Total 2-year net price | $13,854.00 | $15,311.00 | $28,107.00 |
| 10-year loan interest @ 6.8% | $5,278.00 | $5,833.00 | $10,708.00 |
| Total monthly payment | $159.00 | $176.00 | $323.00 |
| Total amount paid | $19,131.00 | $21,144.00 | $38,814.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $8,861.00 | $9,581.00 | $15,906.00 |
| Senior year | $9,490.00 | $10,261.00 | $17,034.00 |
| Total 4-year net price | $36,692.00 | $39,674.00 | $65,864.00 |
| 10-year loan interest @ 6.8% | $13,978.00 | $15,115.00 | $25,092.00 |
| Total monthly payment | $422.00 | $457.00 | $758.00 |
| Total amount paid | $50,670.00 | $54,789.00 | $90,956.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $8,861.00 | $9,581.00 | $15,906.00 |
| Senior year | $9,066.00 | $9,803.00 | $16,274.00 |
| Total 2-year net price | $17,927.00 | $19,384.00 | $32,180.00 |
| 10-year loan interest @ 6.8% | $6,830.00 | $7,385.00 | $12,259.00 |
| Total monthly payment | $206.00 | $223.00 | $370.00 |
| Total amount paid | $24,757.00 | $26,769.00 | $44,439.00 |
See the full net-price breakdown in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $7,372.00 |
| Average net price (off-campus) | $7,634.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,755.00 |
| $30,000 to $48,000 | $7,765.00 |
| $48,001 to $75,000 | $9,518.00 |
| $75,001 to $110,000 | $11,974.00 |
| Over $110,000 | $13,579.00 |
For a personalized estimate, try the Southwest Texas College Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from Southwest Texas College works out to $5,750.00, landing it in the Very Low (<$10k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,500.00 |
| 25th | $2,382.00 |
| Median (50th) | $5,750.00 |
| 75th | $7,750.00 |
| 90th | $14,755.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $7,694.00 |
| Middle income | $4,900.00 |
| High income | $5,500.00 |
On average, low-income graduates leave with $2,194.00 more debt than their high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,980.00 |
| Continuing-generation students | $5,500.00 |
First-generation graduates of Southwest Texas College leave with $480.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Southwest Texas College stands at $1,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate classification at Southwest Texas College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.4% |
For scale, federal Stafford loan disbursements at Southwest Texas College amount to $39,752,857.00 covering 4,416 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 50 |
| Avg GI Bill amount | $3,638.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $1,305.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through Southwest Texas College, consider the following:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.