by our College Data Analytics TeamThis overview lays out the cost of attending Southwestern Christian University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Jump to any section of this page using the links below:
The cost of attendance at Southwestern Christian University comes to about $32,625.00 for a single academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $21,900.00 |
| + Room, board & other expenses | $10,725.00 |
| Total cost | $32,625.00 |
| That is roughly at the national average net price. |
| Total cost | $32,625.00 |
| − Grants and scholarships | −$13,159.00 |
| Net price | $19,466.00 |
| That is 41% below the national average net price. |
| Total cost | $32,625.00 |
| − Grants and scholarships | −$14,475.00 |
| Net price | $18,150.00 |
| That is 45% below the national average net price. | |
| Explore each piece on tuition and fees and living costs. |
Published costs have climbed year over year at about 3.3% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $18,744.00 | $20,103.00 | $33,692.00 |
| Senior year | $20,644.00 | $22,140.00 | $37,107.00 |
| Total 4-year net price | $78,734.00 | $84,443.00 | $141,526.00 |
| 10-year loan interest @ 6.8% | $29,995.00 | $32,170.00 | $53,916.00 |
| Total monthly payment | $906.00 | $972.00 | $1,629.00 |
| Total amount paid | $108,729.00 | $116,612.00 | $195,442.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $18,744.00 | $20,103.00 | $33,692.00 |
| Senior year | $19,357.00 | $20,760.00 | $34,794.00 |
| Total 2-year net price | $38,100.00 | $40,863.00 | $68,486.00 |
| 10-year loan interest @ 6.8% | $14,515.00 | $15,567.00 | $26,091.00 |
| Total monthly payment | $438.00 | $470.00 | $788.00 |
| Total amount paid | $52,615.00 | $56,430.00 | $94,577.00 |
Read more in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $20,146.00 |
| Average net price (off-campus) | $19,692.00 |
The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,702.00 |
| $30,000 to $48,000 | $17,136.00 |
| $48,001 to $75,000 | $19,330.00 |
| $75,001 to $110,000 | $25,104.00 |
| Over $110,000 | $24,819.00 |
Use Southwestern Christian University Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at Southwestern Christian University stands at $13,000.00, which federal data classifies as a Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,000.00 |
| 75th | $26,243.00 |
| 90th | $40,750.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,941.00 |
| Middle income | $14,383.00 |
| High income | $12,000.00 |
On average, low-income graduates leave with $1,941.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,000.00 |
| Continuing-generation students | $12,375.00 |
First-generation graduates from Southwestern Christian University graduate with $625.00 more median debt than continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at Southwestern Christian University stands at $4,272.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for Southwestern Christian University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.1% |
To give some context for these rates, Stafford loans disbursed at Southwestern Christian University come to $53,670,172.00 across 2,870 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 7 |
| Avg GI Bill amount | $11,954.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Southwestern Christian University, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.