This guide covers the real cost of attending Spokane Community College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Attendance costs at Spokane Community College came in between $14,083.00 through $15,234.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $14,083.00 in-state versus $15,234.00 out of state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $5,461.00 |
| + Room, board & other expenses | $8,622.00 |
| Total cost | $14,083.00 |
| That is 27% below the national average net price. |
| Total cost | $14,083.00 |
| − Grants and scholarships | −$8,366.00 |
| Net price | $5,717.00 |
| That is 70% below the national average net price. |
| Total cost | $14,083.00 |
| − Grants and scholarships | −$9,827.00 |
| Net price | $4,256.00 |
| That is 78% below the national average net price. |
| Tuition and fees | $6,612.00 |
| + Room, board & other expenses | $8,622.00 |
| Total cost | $15,234.00 |
| That is 21% below the national average net price. |
| Total cost | $15,234.00 |
| − Grants and scholarships | −$8,366.00 |
| Net price | $6,868.00 |
| That is 64% below the national average net price. |
| Total cost | $15,234.00 |
| − Grants and scholarships | −$9,827.00 |
| Net price | $5,407.00 |
| That is 72% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Costs have trended upward in recent years by roughly 9.1% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 9.1% | 9.1% | 9.1% |
| Freshman year | $4,642.00 | $6,236.00 | $15,361.00 |
| Senior year | $6,024.00 | $8,092.00 | $19,934.00 |
| Total 4-year net price | $21,253.00 | $28,549.00 | $70,327.00 |
| 10-year loan interest @ 6.8% | $8,097.00 | $10,876.00 | $26,792.00 |
| Total monthly payment | $245.00 | $329.00 | $809.00 |
| Total amount paid | $29,350.00 | $39,425.00 | $97,119.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 9.1% | 9.1% | 9.1% |
| Freshman year | $4,642.00 | $6,236.00 | $15,361.00 |
| Senior year | $5,064.00 | $6,802.00 | $16,755.00 |
| Total 2-year net price | $9,706.00 | $13,038.00 | $32,116.00 |
| 10-year loan interest @ 6.8% | $3,698.00 | $4,967.00 | $12,235.00 |
| Total monthly payment | $112.00 | $150.00 | $370.00 |
| Total amount paid | $13,403.00 | $18,005.00 | $44,352.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 9.1% | 9.1% | 9.1% |
| Freshman year | $5,898.00 | $7,491.00 | $16,617.00 |
| Senior year | $7,654.00 | $9,722.00 | $21,564.00 |
| Total 4-year net price | $27,001.00 | $34,297.00 | $76,074.00 |
| 10-year loan interest @ 6.8% | $10,286.00 | $13,066.00 | $28,982.00 |
| Total monthly payment | $311.00 | $395.00 | $875.00 |
| Total amount paid | $37,288.00 | $47,363.00 | $105,056.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 9.1% | 9.1% | 9.1% |
| Freshman year | $5,898.00 | $7,491.00 | $16,617.00 |
| Senior year | $6,433.00 | $8,171.00 | $18,125.00 |
| Total 2-year net price | $12,331.00 | $15,663.00 | $34,741.00 |
| 10-year loan interest @ 6.8% | $4,698.00 | $5,967.00 | $13,235.00 |
| Total monthly payment | $142.00 | $180.00 | $400.00 |
| Total amount paid | $17,028.00 | $21,629.00 | $47,976.00 |
See the full net-price breakdown in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $5,473.00 |
| Average net price (off-campus) | $6,206.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,951.00 |
| $30,000 to $48,000 | $5,152.00 |
| $48,001 to $75,000 | $7,773.00 |
| $75,001 to $110,000 | $12,382.00 |
| Over $110,000 | $13,615.00 |
Get a tailored estimate from the Spokane Community College Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median amount borrowed by graduates of Spokane Community College comes to $8,625.00, which federal data classifies as a Very Low (<$10k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,312.00 |
| 25th | $3,500.00 |
| Median (50th) | $8,625.00 |
| 75th | $15,636.00 |
| 90th | $23,986.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,669.00 |
| Middle income | $8,605.00 |
| High income | $7,333.00 |
Low-income graduates carry $1,336.00 more debt than their high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $8,582.00 |
| Continuing-generation students | $8,625.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Spokane Community College is $2,182.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Spokane Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 19.5% |
For a sense of scale, Stafford disbursements at Spokane Community College come to $329,290,653.00 over 25,797 student borrowers.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 219 |
| Avg GI Bill amount | $3,349.00 |
| DoD Tuition Assistance recipients | 13 |
| Avg DoD Tuition Assistance | $970.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Spokane Community College, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.