by our College Data Analytics TeamThis guide covers the real cost of attending St Charles Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The full cost of attending St Charles Community College fell between $13,249.00 ranging to $14,689.00 based on in-state versus out-of-state status.
Where you live mattered — in-state students paid less than out-of-state students: near $13,249.00 in-state, rising to $14,689.00 for out-of-state students.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $4,656.00 |
| + Room, board & other expenses | $8,593.00 |
| Total cost | $13,249.00 |
| That is 31% below the national average net price. |
| Total cost | $13,249.00 |
| − Grants and scholarships | −$7,792.00 |
| Net price | $5,457.00 |
| That is 72% below the national average net price. |
| Total cost | $13,249.00 |
| − Grants and scholarships | −$10,193.00 |
| Net price | $3,056.00 |
| That is 84% below the national average net price. |
| Tuition and fees | $6,096.00 |
| + Room, board & other expenses | $8,593.00 |
| Total cost | $14,689.00 |
| That is 24% below the national average net price. |
| Total cost | $14,689.00 |
| − Grants and scholarships | −$7,792.00 |
| Net price | $6,897.00 |
| That is 64% below the national average net price. |
| Total cost | $14,689.00 |
| − Grants and scholarships | −$10,193.00 |
| Net price | $4,496.00 |
| That is 77% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Costs have trended upward in recent years at a recent average of 3.4% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $3,160.00 | $5,643.00 | $13,701.00 |
| Senior year | $3,495.00 | $6,241.00 | $15,152.00 |
| Total 4-year net price | $13,303.00 | $23,755.00 | $57,673.00 |
| 10-year loan interest @ 6.8% | $5,068.00 | $9,050.00 | $21,971.00 |
| Total monthly payment | $153.00 | $273.00 | $664.00 |
| Total amount paid | $18,371.00 | $32,804.00 | $79,645.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $3,160.00 | $5,643.00 | $13,701.00 |
| Senior year | $3,268.00 | $5,836.00 | $14,169.00 |
| Total 2-year net price | $6,428.00 | $11,479.00 | $27,870.00 |
| 10-year loan interest @ 6.8% | $2,449.00 | $4,373.00 | $10,617.00 |
| Total monthly payment | $74.00 | $132.00 | $321.00 |
| Total amount paid | $8,877.00 | $15,852.00 | $38,487.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $4,649.00 | $7,132.00 | $15,190.00 |
| Senior year | $5,142.00 | $7,888.00 | $16,799.00 |
| Total 4-year net price | $19,571.00 | $30,023.00 | $63,942.00 |
| 10-year loan interest @ 6.8% | $7,456.00 | $11,438.00 | $24,359.00 |
| Total monthly payment | $225.00 | $346.00 | $736.00 |
| Total amount paid | $27,027.00 | $41,461.00 | $88,301.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $4,649.00 | $7,132.00 | $15,190.00 |
| Senior year | $4,808.00 | $7,376.00 | $15,708.00 |
| Total 2-year net price | $9,457.00 | $14,508.00 | $30,899.00 |
| 10-year loan interest @ 6.8% | $3,603.00 | $5,527.00 | $11,771.00 |
| Total monthly payment | $109.00 | $167.00 | $356.00 |
| Total amount paid | $13,060.00 | $20,035.00 | $42,670.00 |
See the full net-price breakdown in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $5,837.00 |
| Average net price (off-campus) | $5,981.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,598.00 |
| $30,000 to $48,000 | $5,017.00 |
| $48,001 to $75,000 | $8,032.00 |
| $75,001 to $110,000 | $9,287.00 |
| Over $110,000 | $9,015.00 |
Estimate your specific net price using the school’s St Charles Community College Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
Typical debt at graduation from St Charles Community College comes to $4,832.00, which the Department of Education classifies as a Very Low (<$10k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,285.00 |
| 25th | $2,300.00 |
| Median (50th) | $4,832.00 |
| 75th | $8,562.00 |
| 90th | $16,100.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $5,549.00 |
| Middle income | $4,750.00 |
| High income | $4,750.00 |
Borrowers from lower-income families leave school with $799.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,000.00 |
| Continuing-generation students | $4,750.00 |
First-generation graduates from St Charles Community College leave with $250.00 more median debt than continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at St Charles Community College comes to $1,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for St Charles Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.7% |
For scale, federal Stafford loan disbursements at St Charles Community College amount to $61,848,476.00 across 7,396 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 71 |
| Avg GI Bill amount | $2,033.00 |
| DoD Tuition Assistance recipients | 9 |
| Avg DoD Tuition Assistance | $1,877.00 |
Read more about military and veteran aid on the college veterans page.
The figures above are a starting point — as you weigh St Charles Community College, think through the questions below:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.