Here’s the full picture on paying for St. John’s College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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What it costs to attend St. John’s College is about $52,683.00 a year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $40,684.00 |
| + Room, board & other expenses | $11,999.00 |
| Total cost | $52,683.00 |
| That is 61% above the national average net price. |
| Total cost | $52,683.00 |
| − Grants and scholarships | −$9,943.00 |
| Net price | $42,740.00 |
| That is 30% above the national average net price. |
| Total cost | $52,683.00 |
| − Grants and scholarships | −$13,012.00 |
| Net price | $39,671.00 |
| That is 21% above the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Costs have trended upward in recent years at a recent average of 4.0% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $41,258.00 | $44,450.00 | $54,791.00 |
| Senior year | $46,412.00 | $50,002.00 | $61,635.00 |
| Total 4-year net price | $175,205.00 | $188,759.00 | $232,672.00 |
| 10-year loan interest @ 6.8% | $66,747.00 | $71,910.00 | $88,640.00 |
| Total monthly payment | $2,016.00 | $2,172.00 | $2,678.00 |
| Total amount paid | $241,952.00 | $260,670.00 | $321,312.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $41,258.00 | $44,450.00 | $54,791.00 |
| Senior year | $42,909.00 | $46,229.00 | $56,983.00 |
| Total 2-year net price | $84,167.00 | $90,679.00 | $111,774.00 |
| 10-year loan interest @ 6.8% | $32,065.00 | $34,545.00 | $42,582.00 |
| Total monthly payment | $969.00 | $1,044.00 | $1,286.00 |
| Total amount paid | $116,232.00 | $125,224.00 | $154,356.00 |
Read more in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $45,597.00 |
| Average net price (off-campus) | $27,934.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,627.00 |
| $30,000 to $48,000 | $16,625.00 |
| $48,001 to $75,000 | $24,052.00 |
| $75,001 to $110,000 | $25,716.00 |
| Over $110,000 | $38,362.00 |
For a personalized estimate, try the St. John’s College Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median amount borrowed by graduates of St. John’s College stands at $19,500.00, which the Department of Education classifies as a Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,000.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $35,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $14,977.00 |
| High income | $20,475.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,500.00 |
| Continuing-generation students | $18,320.00 |
First-gen borrowers at St. John’s College carry $3,180.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at St. John’s College works out to $1,000.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for St. John’s College is Low (<5%).
To give some context for these rates, Stafford loans disbursed at St. John’s College add up to $31,463,139.00 over 2,003 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $24,593.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about St. John’s College, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.