by our College Data Analytics TeamHere is what you can expect to pay at St Lawrence University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
The full cost of attending St Lawrence University stands at about $79,665.00 a year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $65,900.00 |
| + Room, board & other expenses | $13,765.00 |
| Total cost | $79,665.00 |
| That is 143% above the national average net price. |
| Total cost | $79,665.00 |
| − Grants and scholarships | −$53,349.00 |
| Net price | $26,316.00 |
| That is 20% below the national average net price. |
| Total cost | $79,665.00 |
| − Grants and scholarships | −$68,580.00 |
| Net price | $11,085.00 |
| That is 66% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
Published costs have climbed year over year by around 3.1% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $11,423.00 | $27,119.00 | $82,095.00 |
| Senior year | $12,501.00 | $29,677.00 | $89,838.00 |
| Total 4-year net price | $47,826.00 | $113,539.00 | $343,711.00 |
| 10-year loan interest @ 6.8% | $18,220.00 | $43,254.00 | $130,942.00 |
| Total monthly payment | $550.00 | $1,307.00 | $3,955.00 |
| Total amount paid | $66,046.00 | $156,794.00 | $474,653.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $11,423.00 | $27,119.00 | $82,095.00 |
| Senior year | $11,772.00 | $27,946.00 | $84,599.00 |
| Total 2-year net price | $23,195.00 | $55,064.00 | $166,694.00 |
| 10-year loan interest @ 6.8% | $8,836.00 | $20,978.00 | $63,504.00 |
| Total monthly payment | $267.00 | $634.00 | $1,918.00 |
| Total amount paid | $32,031.00 | $76,042.00 | $230,198.00 |
Jump to the net-price detail in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $28,651.00 |
| Average net price (off-campus) | $30,561.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,250.00 |
| $30,000 to $48,000 | $17,287.00 |
| $48,001 to $75,000 | $21,671.00 |
| $75,001 to $110,000 | $29,263.00 |
| Over $110,000 | $40,029.00 |
Use St Lawrence University Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The typical debt load for borrowers leaving St Lawrence University is $22,670.00, which federal data classifies as a Moderate ($20-30k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $13,838.00 |
| Median (50th) | $22,670.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $23,250.00 |
| High income | $22,750.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $21,243.00 |
| Continuing-generation students | $23,250.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at St Lawrence University comes to $-500.00.
The default-rate classification at St Lawrence University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.5% |
For context on the loan portfolio, Stafford disbursements at St Lawrence University amount to $103,235,540.00 across 6,619 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 21 |
| Avg GI Bill amount | $17,520.00 |
| DoD Tuition Assistance recipients | 8 |
| Avg DoD Tuition Assistance | $1,923.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing St Lawrence University, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.