by our College Data Analytics TeamThis overview lays out the cost of attending CUNY Stella and Charles Guttman Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Jump to any section of this page using the links below:
Published attendance costs at CUNY Stella and Charles Guttman Community C fell between $12,494.00 and $15,374.00 depending on your residency status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $12,494.00 in-state against $15,374.00 out-of-state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $5,194.00 |
| + Room, board & other expenses | $7,300.00 |
| Total cost | $12,494.00 |
| That is 35% below the national average net price. |
| Total cost | $12,494.00 |
| − Grants and scholarships | −$7,346.00 |
| Net price | $5,148.00 |
| That is 73% below the national average net price. |
| Total cost | $12,494.00 |
| − Grants and scholarships | −$8,271.00 |
| Net price | $4,223.00 |
| That is 78% below the national average net price. |
| Tuition and fees | $8,074.00 |
| + Room, board & other expenses | $7,300.00 |
| Total cost | $15,374.00 |
| That is 20% below the national average net price. |
| Total cost | $15,374.00 |
| − Grants and scholarships | −$7,346.00 |
| Net price | $8,028.00 |
| That is 58% below the national average net price. |
| Total cost | $15,374.00 |
| − Grants and scholarships | −$8,271.00 |
| Net price | $7,103.00 |
| That is 63% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
Below, a full degree is projected forward at today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,223.00 | $5,148.00 | $12,494.00 |
| Senior year | $4,223.00 | $5,148.00 | $12,494.00 |
| Total 4-year net price | $16,892.00 | $20,592.00 | $49,976.00 |
| 10-year loan interest @ 6.8% | $6,435.00 | $7,845.00 | $19,039.00 |
| Total monthly payment | $194.00 | $237.00 | $575.00 |
| Total amount paid | $23,327.00 | $28,437.00 | $69,015.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $4,223.00 | $5,148.00 | $12,494.00 |
| Senior year | $4,223.00 | $5,148.00 | $12,494.00 |
| Total 2-year net price | $8,446.00 | $10,296.00 | $24,988.00 |
| 10-year loan interest @ 6.8% | $3,218.00 | $3,922.00 | $9,520.00 |
| Total monthly payment | $97.00 | $118.00 | $288.00 |
| Total amount paid | $11,664.00 | $14,218.00 | $34,508.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,103.00 | $8,028.00 | $15,374.00 |
| Senior year | $7,103.00 | $8,028.00 | $15,374.00 |
| Total 4-year net price | $28,412.00 | $32,112.00 | $61,496.00 |
| 10-year loan interest @ 6.8% | $10,824.00 | $12,234.00 | $23,428.00 |
| Total monthly payment | $327.00 | $370.00 | $708.00 |
| Total amount paid | $39,236.00 | $44,346.00 | $84,924.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $7,103.00 | $8,028.00 | $15,374.00 |
| Senior year | $7,103.00 | $8,028.00 | $15,374.00 |
| Total 2-year net price | $14,206.00 | $16,056.00 | $30,748.00 |
| 10-year loan interest @ 6.8% | $5,412.00 | $6,117.00 | $11,714.00 |
| Total monthly payment | $163.00 | $185.00 | $354.00 |
| Total amount paid | $19,618.00 | $22,173.00 | $42,462.00 |
| Read more in the Net Price section. |
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $5,833.00 |
| Average net price (off-campus) | $5,643.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,723.00 |
| $30,000 to $48,000 | $5,468.00 |
| $48,001 to $75,000 | $8,531.00 |
| $75,001 to $110,000 | $9,016.00 |
| Over $110,000 | $12,204.00 |
Use CUNY Stella and Charles Guttman Community College Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
Median graduate debt at CUNY Stella and Charles Guttman Community C stands at $5,000.00, landing it in the Very Low (<$10k) burden category.
Read the complete debt breakdown on the student loan debt detail.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at CUNY Stella and Charles Guttman Community C comes to $-2,000.00.
The default-rate category at CUNY Stella and Charles Guttman Community C is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 3-year | 2.1% |
For context on the loan portfolio, Stafford disbursements at CUNY Stella and Charles Guttman Community C reach $1,089,335.00 spread across 178 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 6 |
| Avg GI Bill amount | $9,076.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through CUNY Stella and Charles Guttman Community C, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.