by our College Data Analytics TeamThis overview lays out the cost of attending Stephens College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
If you want to dig into a particular figure, jump to any section below:
Published attendance costs at Stephens College stands at about $42,694.00 a year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $28,300.00 |
| + Room, board & other expenses | $14,394.00 |
| Total cost | $42,694.00 |
| That is 30% above the national average net price. |
| Total cost | $42,694.00 |
| − Grants and scholarships | −$23,184.00 |
| Net price | $19,510.00 |
| That is 41% below the national average net price. |
| Total cost | $42,694.00 |
| − Grants and scholarships | −$36,725.00 |
| Net price | $5,969.00 |
| That is 82% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Published costs have climbed year over year by around 4.9% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.9% | 4.9% | 4.9% |
| Freshman year | $6,262.00 | $20,466.00 | $44,787.00 |
| Senior year | $7,228.00 | $23,626.00 | $51,702.00 |
| Total 4-year net price | $26,949.00 | $88,084.00 | $192,756.00 |
| 10-year loan interest @ 6.8% | $10,267.00 | $33,557.00 | $73,433.00 |
| Total monthly payment | $310.00 | $1,014.00 | $2,218.00 |
| Total amount paid | $37,216.00 | $121,641.00 | $266,190.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.9% | 4.9% | 4.9% |
| Freshman year | $6,262.00 | $20,466.00 | $44,787.00 |
| Senior year | $6,569.00 | $21,470.00 | $46,982.00 |
| Total 2-year net price | $12,830.00 | $41,936.00 | $91,769.00 |
| 10-year loan interest @ 6.8% | $4,888.00 | $15,976.00 | $34,961.00 |
| Total monthly payment | $148.00 | $483.00 | $1,056.00 |
| Total amount paid | $17,718.00 | $57,912.00 | $126,730.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $23,459.00 |
| Average net price (off-campus) | $23,277.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,807.00 |
| $30,000 to $48,000 | $22,376.00 |
| $48,001 to $75,000 | $22,100.00 |
| $75,001 to $110,000 | $27,781.00 |
| Over $110,000 | $26,927.00 |
Estimate your specific net price using the school’s Stephens College Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The typical debt load for borrowers leaving Stephens College is $19,489.00, categorized as a Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,787.00 |
| Median (50th) | $19,489.00 |
| 75th | $27,000.00 |
| 90th | $34,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $23,750.00 |
| Middle income | $22,500.00 |
| High income | $14,000.00 |
Graduates from lower-income families carry $9,750.00 more than graduates from high-income families.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,000.00 |
| Continuing-generation students | $15,750.00 |
First-generation borrowers from Stephens College carry $4,250.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt gap between Pell and non-Pell graduates of Stephens College stands at $9,014.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at Stephens College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.7% |
For context on the loan portfolio, Stafford disbursements at Stephens College amount to $97,665,231.00 distributed across 4,175 disbursements.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $10,207.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Stephens College, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.