by our College Data Analytics TeamThis overview lays out the cost of attending SUNY Buffalo State University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Use the section links below to navigate this overview:
The full cost of attending SUNY Buffalo State University varied between $23,171.00 through $34,291.00 depending on whether you qualify for in-state rates.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: near $23,171.00 in-state, rising to $34,291.00 for non-residents.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $8,533.00 |
| + Room, board & other expenses | $14,638.00 |
| Total cost | $23,171.00 |
| That is 20% above the national average net price. |
| Total cost | $23,171.00 |
| − Grants and scholarships | −$12,933.00 |
| Net price | $10,238.00 |
| That is 47% below the national average net price. |
| Total cost | $23,171.00 |
| − Grants and scholarships | −$16,874.00 |
| Net price | $6,297.00 |
| That is 67% below the national average net price. |
| Tuition and fees | $19,653.00 |
| + Room, board & other expenses | $14,638.00 |
| Total cost | $34,291.00 |
| That is 78% above the national average net price. |
| Total cost | $34,291.00 |
| − Grants and scholarships | −$12,933.00 |
| Net price | $21,358.00 |
| That is 11% above the national average net price. |
| Total cost | $34,291.00 |
| − Grants and scholarships | −$16,874.00 |
| Net price | $17,417.00 |
| That is 10% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
The reported cost series has been increasing by around 2.2% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $6,438.00 | $10,467.00 | $23,690.00 |
| Senior year | $6,881.00 | $11,187.00 | $25,319.00 |
| Total 4-year net price | $26,631.00 | $43,298.00 | $97,995.00 |
| 10-year loan interest @ 6.8% | $10,146.00 | $16,495.00 | $37,332.00 |
| Total monthly payment | $306.00 | $498.00 | $1,128.00 |
| Total amount paid | $36,777.00 | $59,794.00 | $135,327.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $6,438.00 | $10,467.00 | $23,690.00 |
| Senior year | $6,582.00 | $10,702.00 | $24,221.00 |
| Total 2-year net price | $13,021.00 | $21,169.00 | $47,912.00 |
| 10-year loan interest @ 6.8% | $4,960.00 | $8,065.00 | $18,253.00 |
| Total monthly payment | $150.00 | $244.00 | $551.00 |
| Total amount paid | $17,981.00 | $29,234.00 | $66,164.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $17,807.00 | $21,837.00 | $35,060.00 |
| Senior year | $19,032.00 | $23,338.00 | $37,470.00 |
| Total 4-year net price | $73,660.00 | $90,327.00 | $145,023.00 |
| 10-year loan interest @ 6.8% | $28,062.00 | $34,411.00 | $55,249.00 |
| Total monthly payment | $848.00 | $1,039.00 | $1,669.00 |
| Total amount paid | $101,722.00 | $124,739.00 | $200,272.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.2% | 2.2% | 2.2% |
| Freshman year | $17,807.00 | $21,837.00 | $35,060.00 |
| Senior year | $18,206.00 | $22,326.00 | $35,845.00 |
| Total 2-year net price | $36,014.00 | $44,163.00 | $70,905.00 |
| 10-year loan interest @ 6.8% | $13,720.00 | $16,824.00 | $27,012.00 |
| Total monthly payment | $414.00 | $508.00 | $816.00 |
| Total amount paid | $49,734.00 | $60,987.00 | $97,917.00 |
Read more in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $11,346.00 |
| Average net price (off-campus) | $14,229.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,684.00 |
| $30,000 to $48,000 | $12,992.00 |
| $48,001 to $75,000 | $17,379.00 |
| $75,001 to $110,000 | $18,478.00 |
| Over $110,000 | $21,201.00 |
Estimate your specific net price using the school’s SUNY Buffalo State University Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The typical debt load for borrowers leaving SUNY Buffalo State University is $12,500.00, which federal data classifies as a Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $12,500.00 |
| 75th | $24,840.00 |
| 90th | $32,500.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $12,000.00 |
| High income | $14,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,500.00 |
| Continuing-generation students | $12,837.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at SUNY Buffalo State University is $1,084.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for SUNY Buffalo State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.9% |
For scale, federal Stafford loan disbursements at SUNY Buffalo State University add up to $844,604,095.00 across 44,397 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 62 |
| Avg GI Bill amount | $6,888.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $917.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Use the figures above as a launch point, then think through SUNY Buffalo State University, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.