by our College Data Analytics TeamBelow is the data on what it actually costs to attend State University of New York at Plattsburgh, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
Attendance costs at State U of New York at Plattsburgh came in between $27,415.00 through $37,325.00 depending on whether you qualify for in-state rates.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $27,415.00 for in-state students versus $37,325.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,035.00 |
| + Room, board & other expenses | $18,380.00 |
| Total cost | $27,415.00 |
| That is 42% above the national average net price. |
| Total cost | $27,415.00 |
| − Grants and scholarships | −$11,088.00 |
| Net price | $16,327.00 |
| That is 15% below the national average net price. |
| Total cost | $27,415.00 |
| − Grants and scholarships | −$18,844.00 |
| Net price | $8,571.00 |
| That is 55% below the national average net price. |
| Tuition and fees | $18,945.00 |
| + Room, board & other expenses | $18,380.00 |
| Total cost | $37,325.00 |
| That is 94% above the national average net price. |
| Total cost | $37,325.00 |
| − Grants and scholarships | −$11,088.00 |
| Net price | $26,237.00 |
| That is 36% above the national average net price. |
| Total cost | $37,325.00 |
| − Grants and scholarships | −$18,844.00 |
| Net price | $18,481.00 |
| That is 4% below the national average net price. | |
| For the full breakdown, see tuition and fees plus living costs. |
Cost of attendance here has been rising by around 0.2% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $8,590.00 | $16,363.00 | $27,475.00 |
| Senior year | $8,647.00 | $16,471.00 | $27,657.00 |
| Total 4-year net price | $34,473.00 | $65,668.00 | $110,265.00 |
| 10-year loan interest @ 6.8% | $13,133.00 | $25,017.00 | $42,007.00 |
| Total monthly payment | $397.00 | $756.00 | $1,269.00 |
| Total amount paid | $47,606.00 | $90,685.00 | $152,271.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $8,590.00 | $16,363.00 | $27,475.00 |
| Senior year | $8,609.00 | $16,399.00 | $27,536.00 |
| Total 2-year net price | $17,199.00 | $32,762.00 | $55,011.00 |
| 10-year loan interest @ 6.8% | $6,552.00 | $12,481.00 | $20,957.00 |
| Total monthly payment | $198.00 | $377.00 | $633.00 |
| Total amount paid | $23,751.00 | $45,243.00 | $75,968.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $18,522.00 | $26,295.00 | $37,407.00 |
| Senior year | $18,644.00 | $26,469.00 | $37,655.00 |
| Total 4-year net price | $74,332.00 | $105,527.00 | $150,123.00 |
| 10-year loan interest @ 6.8% | $28,318.00 | $40,202.00 | $57,192.00 |
| Total monthly payment | $855.00 | $1,214.00 | $1,728.00 |
| Total amount paid | $102,649.00 | $145,728.00 | $207,315.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.2% | 0.2% | 0.2% |
| Freshman year | $18,522.00 | $26,295.00 | $37,407.00 |
| Senior year | $18,562.00 | $26,353.00 | $37,489.00 |
| Total 2-year net price | $37,084.00 | $52,647.00 | $74,897.00 |
| 10-year loan interest @ 6.8% | $14,128.00 | $20,057.00 | $28,533.00 |
| Total monthly payment | $427.00 | $606.00 | $862.00 |
| Total amount paid | $51,212.00 | $72,704.00 | $103,429.00 |
For the complete net-price picture, see the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $17,156.00 |
| Average net price (off-campus) | $16,547.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,585.00 |
| $30,000 to $48,000 | $13,591.00 |
| $48,001 to $75,000 | $16,685.00 |
| $75,001 to $110,000 | $17,575.00 |
| Over $110,000 | $23,723.00 |
Run your own numbers with the State University of New York at Plattsburgh Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The median amount borrowed by graduates of State U of New York at Plattsburgh amounts to $15,000.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,232.00 |
| 25th | $8,250.00 |
| Median (50th) | $15,000.00 |
| 75th | $26,062.00 |
| 90th | $31,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,049.00 |
| Middle income | $15,000.00 |
| High income | $15,500.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $15,750.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at State U of New York at Plattsburgh stands at $1,000.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at State U of New York at Plattsburgh is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.8% |
For scale, federal Stafford loan disbursements at State U of New York at Plattsburgh reach $420,390,920.00 across 23,797 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 33 |
| Avg GI Bill amount | $6,263.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The figures above are a starting point — as you weigh State U of New York at Plattsburgh, keep these questions in mind:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.