by our College Data Analytics TeamHere’s the full picture on paying for Empire State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Empire State University came in between $18,221.00 to $28,131.00 depending on whether you qualify for in-state rates.
In-state residents qualified for the lower cost, with out-of-state students paying more: near $18,221.00 for in-state students versus $28,131.00 for those paying out-of-state rates.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $7,648.00 |
| + Room, board & other expenses | $10,573.00 |
| Total cost | $18,221.00 |
| That is 5% below the national average net price. |
| Total cost | $18,221.00 |
| − Grants and scholarships | −$8,023.00 |
| Net price | $10,198.00 |
| That is 47% below the national average net price. |
| Total cost | $18,221.00 |
| − Grants and scholarships | −$10,710.00 |
| Net price | $7,511.00 |
| That is 61% below the national average net price. |
| Tuition and fees | $17,558.00 |
| + Room, board & other expenses | $10,573.00 |
| Total cost | $28,131.00 |
| That is 46% above the national average net price. |
| Total cost | $28,131.00 |
| − Grants and scholarships | −$8,023.00 |
| Net price | $20,108.00 |
| That is 4% above the national average net price. |
| Total cost | $28,131.00 |
| − Grants and scholarships | −$10,710.00 |
| Net price | $17,421.00 |
| That is 10% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Costs have trended upward in recent years by around 0.0% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.0% | 0.0% | 0.0% |
| Freshman year | $7,514.00 | $10,201.00 | $18,227.00 |
| Senior year | $7,521.00 | $10,212.00 | $18,246.00 |
| Total 4-year net price | $30,070.00 | $40,827.00 | $72,946.00 |
| 10-year loan interest @ 6.8% | $11,455.00 | $15,554.00 | $27,790.00 |
| Total monthly payment | $346.00 | $470.00 | $839.00 |
| Total amount paid | $41,525.00 | $56,380.00 | $100,736.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.0% | 0.0% | 0.0% |
| Freshman year | $7,514.00 | $10,201.00 | $18,227.00 |
| Senior year | $7,516.00 | $10,205.00 | $18,233.00 |
| Total 2-year net price | $15,030.00 | $20,406.00 | $36,461.00 |
| 10-year loan interest @ 6.8% | $5,726.00 | $7,774.00 | $13,890.00 |
| Total monthly payment | $173.00 | $235.00 | $420.00 |
| Total amount paid | $20,755.00 | $28,181.00 | $50,351.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.0% | 0.0% | 0.0% |
| Freshman year | $17,427.00 | $20,115.00 | $28,141.00 |
| Senior year | $17,445.00 | $20,136.00 | $28,170.00 |
| Total 4-year net price | $69,744.00 | $80,501.00 | $112,620.00 |
| 10-year loan interest @ 6.8% | $26,570.00 | $30,668.00 | $42,904.00 |
| Total monthly payment | $803.00 | $926.00 | $1,296.00 |
| Total amount paid | $96,313.00 | $111,169.00 | $155,525.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.0% | 0.0% | 0.0% |
| Freshman year | $17,427.00 | $20,115.00 | $28,141.00 |
| Senior year | $17,433.00 | $20,122.00 | $28,150.00 |
| Total 2-year net price | $34,860.00 | $40,237.00 | $56,291.00 |
| 10-year loan interest @ 6.8% | $13,280.00 | $15,329.00 | $21,445.00 |
| Total monthly payment | $401.00 | $463.00 | $648.00 |
| Total amount paid | $48,140.00 | $55,565.00 | $77,736.00 |
See the full net-price breakdown in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $11,676.00 |
| Average net price (off-campus) | $11,147.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,135.00 |
| $30,000 to $48,000 | $10,581.00 |
| $48,001 to $75,000 | $11,882.00 |
| $75,001 to $110,000 | $16,857.00 |
| Over $110,000 | $18,178.00 |
Estimate your specific net price using the school’s Empire State University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at Empire State University amounts to $11,000.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,250.00 |
| Median (50th) | $11,000.00 |
| 75th | $25,511.00 |
| 90th | $37,500.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,371.00 |
| Middle income | $11,048.00 |
| High income | $12,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,084.00 |
| Continuing-generation students | $9,897.00 |
First-generation graduates of Empire State University carry $1,187.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Empire State University is $689.00. This school carries a federal Pell-debt-inequity flag.
The default-rate classification at Empire State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.2% |
For a sense of scale, Stafford disbursements at Empire State University reach $807,425,986.00 covering 36,869 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 110 |
| Avg GI Bill amount | $3,543.00 |
| DoD Tuition Assistance recipients | 144 |
| Avg DoD Tuition Assistance | $2,354.00 |
Read more about military and veteran aid on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Empire State University, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.