by our College Data Analytics TeamThis overview lays out the cost of attending East Texas A&M University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at East Texas A&M University fell between $23,663.00 and up to $35,963.00 depending on residency and living arrangement.
In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $23,663.00 in-state compared with $35,963.00 out of state.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $10,026.00 |
| + Room, board & other expenses | $13,637.00 |
| Total cost | $23,663.00 |
| That is 23% above the national average net price. |
| Total cost | $23,663.00 |
| − Grants and scholarships | −$11,597.00 |
| Net price | $12,066.00 |
| That is 37% below the national average net price. |
| Total cost | $23,663.00 |
| − Grants and scholarships | −$13,729.00 |
| Net price | $9,934.00 |
| That is 48% below the national average net price. |
| Tuition and fees | $22,326.00 |
| + Room, board & other expenses | $13,637.00 |
| Total cost | $35,963.00 |
| That is 87% above the national average net price. |
| Total cost | $35,963.00 |
| − Grants and scholarships | −$11,597.00 |
| Net price | $24,366.00 |
| That is 27% above the national average net price. |
| Total cost | $35,963.00 |
| − Grants and scholarships | −$13,729.00 |
| Net price | $22,234.00 |
| That is 16% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
The reported cost series has been increasing at a recent average of 0.1% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $9,944.00 | $12,078.00 | $23,686.00 |
| Senior year | $9,973.00 | $12,113.00 | $23,755.00 |
| Total 4-year net price | $39,832.00 | $48,381.00 | $94,882.00 |
| 10-year loan interest @ 6.8% | $15,175.00 | $18,431.00 | $36,147.00 |
| Total monthly payment | $458.00 | $557.00 | $1,092.00 |
| Total amount paid | $55,007.00 | $66,813.00 | $131,028.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $9,944.00 | $12,078.00 | $23,686.00 |
| Senior year | $9,953.00 | $12,089.00 | $23,709.00 |
| Total 2-year net price | $19,897.00 | $24,167.00 | $47,395.00 |
| 10-year loan interest @ 6.8% | $7,580.00 | $9,207.00 | $18,056.00 |
| Total monthly payment | $229.00 | $278.00 | $545.00 |
| Total amount paid | $27,477.00 | $33,374.00 | $65,451.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $22,256.00 | $24,390.00 | $35,998.00 |
| Senior year | $22,320.00 | $24,461.00 | $36,103.00 |
| Total 4-year net price | $89,152.00 | $97,701.00 | $144,201.00 |
| 10-year loan interest @ 6.8% | $33,964.00 | $37,220.00 | $54,935.00 |
| Total monthly payment | $1,026.00 | $1,124.00 | $1,659.00 |
| Total amount paid | $123,115.00 | $134,921.00 | $199,136.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.1% | 0.1% | 0.1% |
| Freshman year | $22,256.00 | $24,390.00 | $35,998.00 |
| Senior year | $22,277.00 | $24,413.00 | $36,033.00 |
| Total 2-year net price | $44,533.00 | $48,803.00 | $72,031.00 |
| 10-year loan interest @ 6.8% | $16,965.00 | $18,592.00 | $27,441.00 |
| Total monthly payment | $512.00 | $562.00 | $829.00 |
| Total amount paid | $61,498.00 | $67,395.00 | $99,472.00 |
See the full net-price breakdown in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $11,841.00 |
| Average net price (off-campus) | $11,268.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,709.00 |
| $30,000 to $48,000 | $8,290.00 |
| $48,001 to $75,000 | $11,193.00 |
| $75,001 to $110,000 | $17,954.00 |
| Over $110,000 | $20,442.00 |
For a personalized estimate, try the East Texas A&M University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at East Texas A&M University is $14,250.00, placing the school in the Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,000.00 |
| Median (50th) | $14,250.00 |
| 75th | $25,000.00 |
| 90th | $35,656.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,500.00 |
| Middle income | $14,250.00 |
| High income | $13,750.00 |
Low-income borrowers graduate with $750.00 more than graduates from high-income families.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,250.00 |
| Continuing-generation students | $13,874.00 |
First-gen students at East Texas A&M University take on $376.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of East Texas A&M University comes to $3,123.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for East Texas A&M University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.3% |
To give some context for these rates, Stafford loans disbursed at East Texas A&M University total $1,045,490,107.00 across 40,311 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 319 |
| Avg GI Bill amount | $5,447.00 |
| DoD Tuition Assistance recipients | 32 |
| Avg DoD Tuition Assistance | $1,945.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The figures above are a starting point — as you weigh East Texas A&M University, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.