by our College Data Analytics TeamThis overview lays out the cost of attending Texas State University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Attendance costs at Texas State University fell between $26,348.00 through $37,828.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: around $26,348.00 for in-state students versus $37,828.00 for those paying out-of-state rates.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $11,450.00 |
| + Room, board & other expenses | $14,898.00 |
| Total cost | $26,348.00 |
| That is 37% above the national average net price. |
| Total cost | $26,348.00 |
| − Grants and scholarships | −$11,268.00 |
| Net price | $15,080.00 |
| That is 22% below the national average net price. |
| Total cost | $26,348.00 |
| − Grants and scholarships | −$15,358.00 |
| Net price | $10,990.00 |
| That is 43% below the national average net price. |
| Tuition and fees | $22,930.00 |
| + Room, board & other expenses | $14,898.00 |
| Total cost | $37,828.00 |
| That is 97% above the national average net price. |
| Total cost | $37,828.00 |
| − Grants and scholarships | −$11,268.00 |
| Net price | $26,560.00 |
| That is 38% above the national average net price. |
| Total cost | $37,828.00 |
| − Grants and scholarships | −$15,358.00 |
| Net price | $22,470.00 |
| That is 17% above the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Costs have trended upward in recent years at a recent average of 0.6% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.6% | 0.6% | 0.6% |
| Freshman year | $11,052.00 | $15,164.00 | $26,495.00 |
| Senior year | $11,238.00 | $15,421.00 | $26,943.00 |
| Total 4-year net price | $44,579.00 | $61,169.00 | $106,875.00 |
| 10-year loan interest @ 6.8% | $16,983.00 | $23,303.00 | $40,716.00 |
| Total monthly payment | $513.00 | $704.00 | $1,230.00 |
| Total amount paid | $61,562.00 | $84,472.00 | $147,591.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.6% | 0.6% | 0.6% |
| Freshman year | $11,052.00 | $15,164.00 | $26,495.00 |
| Senior year | $11,113.00 | $15,249.00 | $26,644.00 |
| Total 2-year net price | $22,165.00 | $30,414.00 | $53,139.00 |
| 10-year loan interest @ 6.8% | $8,444.00 | $11,587.00 | $20,244.00 |
| Total monthly payment | $255.00 | $350.00 | $612.00 |
| Total amount paid | $30,609.00 | $42,000.00 | $73,383.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.6% | 0.6% | 0.6% |
| Freshman year | $22,596.00 | $26,709.00 | $38,040.00 |
| Senior year | $22,977.00 | $27,160.00 | $38,682.00 |
| Total 4-year net price | $91,145.00 | $107,735.00 | $153,441.00 |
| 10-year loan interest @ 6.8% | $34,723.00 | $41,043.00 | $58,456.00 |
| Total monthly payment | $1,049.00 | $1,240.00 | $1,766.00 |
| Total amount paid | $125,868.00 | $148,778.00 | $211,897.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.6% | 0.6% | 0.6% |
| Freshman year | $22,596.00 | $26,709.00 | $38,040.00 |
| Senior year | $22,722.00 | $26,858.00 | $38,253.00 |
| Total 2-year net price | $45,318.00 | $53,567.00 | $76,292.00 |
| 10-year loan interest @ 6.8% | $17,265.00 | $20,407.00 | $29,065.00 |
| Total monthly payment | $522.00 | $616.00 | $878.00 |
| Total amount paid | $62,583.00 | $73,974.00 | $105,357.00 |
For the complete net-price picture, see the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $16,805.00 |
| Average net price (off-campus) | $16,599.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,144.00 |
| $30,000 to $48,000 | $12,576.00 |
| $48,001 to $75,000 | $16,117.00 |
| $75,001 to $110,000 | $21,528.00 |
| Over $110,000 | $23,150.00 |
For a personalized estimate, try the Texas State University Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of Texas State University amounts to $14,993.00, placing the school in the Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,679.00 |
| Median (50th) | $14,993.00 |
| 75th | $24,994.00 |
| 90th | $32,193.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,966.00 |
| Middle income | $14,835.00 |
| High income | $15,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $14,524.00 |
First-gen borrowers at Texas State University carry $476.00 more debt than continuing-generation students.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Texas State University is $3,760.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at Texas State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.4% |
For a sense of scale, Stafford disbursements at Texas State University total $2,183,360,771.00 distributed across 111,201 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 1,341 |
| Avg GI Bill amount | $9,314.00 |
| DoD Tuition Assistance recipients | 69 |
| Avg DoD Tuition Assistance | $2,936.00 |
Read more about military and veteran aid on the veteran aid breakdown.
Use the figures above as a launch point, then think through Texas State University, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.