College Factual  by our College Data Analytics Team
       Unbiased Factual Guarantee

Can You Afford The College of New Jersey?

Concerned about paying for college? Take a look at TCNJ’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $12,485 & $47,445

Worried about paying the full cost of $47,445 to attend The College of New Jersey? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in New Jersey, the college offers a discount of 42.8% off tuition and fees. Also, 49.8% of freshmen receive some form of financial aid, with the average amount totaling $10,457. Students from low-income families receive an average of $22,982 in aid during their first year.

Cost for Residents of New Jersey (no aid)

Tuition and fees$16,029
+ Room and board$14,316
+ Other expenses$5,122
Total cost$35,467
Affordability Score (30 out of 100)
more expensive
less expensive

Net Price for Residents of New Jersey (with average aid)

Total cost$35,467
- Grants and scholarships$10,457
Net price$25,010
Affordability Score (28 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of New Jersey

Total cost$35,467
- Grants and scholarships$22,982
Net price$12,485
Affordability Score (69 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$28,007
+ Room and board$14,316
+ Other expenses$5,122
Total cost$47,445
Affordability Score (20 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$47,445
- Grants and scholarships$10,457
Net price$36,988
Affordability Score (9 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$47,445
- Grants and scholarships$22,982
Net price$24,463
Affordability Score (30 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at TCNJ.

Projected Costs Between $43,289 and $283,784 For a Four Year Degree. Between $22,535 and $138,680 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend The College of New Jersey in 2020 - 2021 was $35,467. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 2.3% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $37,125 during their first year. By their senior year, that cost will be approximately $39,757, for a bachelor degree candidate ($37,982 for an associate degree candidate) for a total of $153,723 over the course of four years ($75,107 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $205,497 based on a yearly growth rate of 2.3%. The expected two-year cost is $100,423.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at The College of New Jersey

Cost With Interest for Residents of New Jersey

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.0%2.3%
Freshman year$11,499$26,538$37,125
Senior year$11,036$27,337$37,982
Total 2-year net price$22,535$53,875$75,107
10-year loan interest @ 6.8%$8,585$20,525$28,613
Total monthly payment$259$620$864
Total amount paid$31,119$74,400$103,719
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.0%2.3%
Freshman year$11,499$26,538$37,125
Senior year$10,164$29,008$39,757
Total 4-year net price$43,289$111,043$153,723
10-year loan interest @ 6.8%$16,492$42,303$58,563
Total monthly payment$498$1,278$1,769
Total amount paid$59,781$153,346$212,286

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.8%2.3%
Freshman year$24,458$39,066$49,643
Senior year$24,456$40,148$50,780
Total 2-year net price$48,914$79,213$100,423
10-year loan interest @ 6.8%$18,634$30,177$38,257
Total monthly payment$563$912$1,156
Total amount paid$67,548$109,390$138,680
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*2.8%2.3%
Freshman year$24,458$39,066$49,643
Senior year$24,451$42,403$53,132
Total 4-year net price$97,818$162,875$205,497
10-year loan interest @ 6.8%$37,265$62,050$78,287
Total monthly payment$1,126$1,874$2,365
Total amount paid$135,083$224,925$283,784

Visit net price and financial aid to learn more about the total cost of attending The College of New Jersey.

Further Questions to Consider

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