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Can You Really Afford Community College of Baltimore County?

Here is what you can expect to pay at Community College of Baltimore County, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$13,178.00 Cost of Attendance
$9,844.00 Avg Net Price
$8,251.00 Median Grad Debt

Want a specific number? Skip ahead to any section using the links below:

How Much Does It Cost to Attend Community College of Baltimore County?

The total cost of attendance at Community College of Baltimore County varied between $13,178.00 and $16,584.00 depending on residency and living arrangement.

Where you live mattered — in-state students paid less than out-of-state students: near $13,178.00 in-state against $16,584.00 for out-of-state students.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

What It Costs Residents (no aid)

Tuition and fees $7,604.00
+ Room, board & other expenses $5,574.00
Total cost $13,178.00
That is 32% below the national average net price.

Net Price for Residents (with average aid)

Total cost $13,178.00
− Grants and scholarships −$5,937.00
Net price $7,241.00
That is 62% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $13,178.00
− Grants and scholarships −$6,974.00
Net price $6,204.00
That is 68% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $11,010.00
+ Room, board & other expenses $5,574.00
Total cost $16,584.00
That is 14% below the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $16,584.00
− Grants and scholarships −$5,937.00
Net price $10,647.00
That is 45% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $16,584.00
− Grants and scholarships −$6,974.00
Net price $9,610.00
That is 50% below the national average net price.
For the full breakdown, see the tuition & fees page plus living costs.

Projected Cost of a Degree at Community College of Baltimore County

The reported cost series has been increasing by around 0.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.4% 0.4% 0.4%
Freshman year $6,229.00 $7,270.00 $13,230.00
Senior year $6,303.00 $7,357.00 $13,389.00
Total 4-year net price $25,064.00 $29,254.00 $53,239.00
10-year loan interest @ 6.8% $9,549.00 $11,145.00 $20,282.00
Total monthly payment $288.00 $337.00 $613.00
Total amount paid $34,613.00 $40,398.00 $73,521.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.4% 0.4% 0.4%
Freshman year $6,229.00 $7,270.00 $13,230.00
Senior year $6,254.00 $7,299.00 $13,283.00
Total 2-year net price $12,482.00 $14,569.00 $26,514.00
10-year loan interest @ 6.8% $4,755.00 $5,550.00 $10,101.00
Total monthly payment $144.00 $168.00 $305.00
Total amount paid $17,238.00 $20,119.00 $36,614.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.4% 0.4% 0.4%
Freshman year $9,648.00 $10,689.00 $16,650.00
Senior year $9,764.00 $10,818.00 $16,850.00
Total 4-year net price $38,824.00 $43,014.00 $66,999.00
10-year loan interest @ 6.8% $14,791.00 $16,387.00 $25,524.00
Total monthly payment $447.00 $495.00 $771.00
Total amount paid $53,615.00 $59,400.00 $92,523.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.4% 0.4% 0.4%
Freshman year $9,648.00 $10,689.00 $16,650.00
Senior year $9,687.00 $10,732.00 $16,716.00
Total 2-year net price $19,335.00 $21,421.00 $33,366.00
10-year loan interest @ 6.8% $7,366.00 $8,161.00 $12,711.00
Total monthly payment $223.00 $247.00 $384.00
Total amount paid $26,701.00 $29,582.00 $46,078.00

Jump to the net-price detail in the net price section below.

The Real Out-of-Pocket Cost at Community College of Baltimore County

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $9,844.00
Average net price (off-campus) $6,643.00

Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $5,145.00
$30,000 to $48,000 $6,079.00
$48,001 to $75,000 $8,050.00
$75,001 to $110,000 $9,176.00
Over $110,000 $11,856.00

Use Community College of Baltimore County Net Price Calculator, or contact the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

Student Debt at Community College of Baltimore County

The typical debt load for borrowers leaving Community College of Baltimore County amounts to $8,251.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $2,000.00
25th $3,400.00
Median (50th) $8,251.00
75th $12,000.00
90th $21,500.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Read the complete debt breakdown on the student loan debt detail.

How Income Shapes Debt at Community College of Baltimore County

Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $9,500.00
Middle income $8,041.00
High income $5,625.00

Low-income graduates carry $3,875.00 more debt than their high-income peers.

First-Generation Borrowing at Community College of Baltimore County

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $8,500.00
Continuing-generation students $7,250.00

First-gen students at Community College of Baltimore County take on $1,250.00 in extra median debt compared with continuing-generation peers.

Debt and Pell Grant Eligibility at Community College of Baltimore County

Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.

The median debt difference between Pell-eligible and non-Pell graduates of Community College of Baltimore County comes to $2,599.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

How Borrowers Repay Loans After Community College of Baltimore County

The federal default-rate classification for Community College of Baltimore County is Low (<5%).

Window Cohort default rate
2-year 11.1%

To give some context for these rates, Stafford loans disbursed at Community College of Baltimore County come to $410,027,998.00 over 33,496 loan recipients.

Veterans Aid at Community College of Baltimore County

Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.

GI Bill recipients 253
Avg GI Bill amount $6,706.00
DoD Tuition Assistance recipients 10
Avg DoD Tuition Assistance $510.00

For the full rundown of veteran and military benefits, see the college veterans page.

Further Questions to Consider

Numbers only tell part of the story. As you weigh Community College of Baltimore County, consider the following:

Dig Deeper for Community College of Baltimore County

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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