by our College Data Analytics TeamThis guide covers the real cost of attending The University of Texas at El Paso, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The full cost of attending The University of Texas at El Paso ranged from $19,327.00 and up to $35,085.00 depending on whether you qualify for in-state rates.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $19,327.00 for in-state students versus $35,085.00 out-of-state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,744.00 |
| + Room, board & other expenses | $9,583.00 |
| Total cost | $19,327.00 |
| That is roughly at the national average net price. |
| Total cost | $19,327.00 |
| − Grants and scholarships | −$10,433.00 |
| Net price | $8,894.00 |
| That is 54% below the national average net price. |
| Total cost | $19,327.00 |
| − Grants and scholarships | −$11,973.00 |
| Net price | $7,354.00 |
| That is 62% below the national average net price. |
| Tuition and fees | $25,502.00 |
| + Room, board & other expenses | $9,583.00 |
| Total cost | $35,085.00 |
| That is 82% above the national average net price. |
| Total cost | $35,085.00 |
| − Grants and scholarships | −$10,433.00 |
| Net price | $24,652.00 |
| That is 28% above the national average net price. |
| Total cost | $35,085.00 |
| − Grants and scholarships | −$11,973.00 |
| Net price | $23,112.00 |
| That is 20% above the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
The reported cost series has been increasing at a recent average of 0.5% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $7,388.00 | $8,935.00 | $19,417.00 |
| Senior year | $7,491.00 | $9,060.00 | $19,688.00 |
| Total 4-year net price | $29,759.00 | $35,991.00 | $78,209.00 |
| 10-year loan interest @ 6.8% | $11,337.00 | $13,711.00 | $29,795.00 |
| Total monthly payment | $342.00 | $414.00 | $900.00 |
| Total amount paid | $41,096.00 | $49,702.00 | $108,004.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $7,388.00 | $8,935.00 | $19,417.00 |
| Senior year | $7,422.00 | $8,977.00 | $19,507.00 |
| Total 2-year net price | $14,811.00 | $17,912.00 | $38,923.00 |
| 10-year loan interest @ 6.8% | $5,642.00 | $6,824.00 | $14,828.00 |
| Total monthly payment | $170.00 | $206.00 | $448.00 |
| Total amount paid | $20,453.00 | $24,736.00 | $53,752.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $23,219.00 | $24,766.00 | $35,248.00 |
| Senior year | $23,544.00 | $25,113.00 | $35,741.00 |
| Total 4-year net price | $93,525.00 | $99,757.00 | $141,976.00 |
| 10-year loan interest @ 6.8% | $35,630.00 | $38,004.00 | $54,088.00 |
| Total monthly payment | $1,076.00 | $1,148.00 | $1,634.00 |
| Total amount paid | $129,155.00 | $137,761.00 | $196,063.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $23,219.00 | $24,766.00 | $35,248.00 |
| Senior year | $23,327.00 | $24,881.00 | $35,411.00 |
| Total 2-year net price | $46,546.00 | $49,648.00 | $70,659.00 |
| 10-year loan interest @ 6.8% | $17,732.00 | $18,914.00 | $26,919.00 |
| Total monthly payment | $536.00 | $571.00 | $813.00 |
| Total amount paid | $64,279.00 | $68,562.00 | $97,578.00 |
Read more in the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $9,403.00 |
| Average net price (off-campus) | $10,726.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,413.00 |
| $30,000 to $48,000 | $9,876.00 |
| $48,001 to $75,000 | $11,289.00 |
| $75,001 to $110,000 | $16,289.00 |
| Over $110,000 | $18,978.00 |
Run your own numbers with the The University of Texas at El Paso Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at The University of Texas at El Paso comes to $12,573.00, which federal data classifies as a Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,625.00 |
| 25th | $5,000.00 |
| Median (50th) | $12,573.00 |
| 75th | $23,000.00 |
| 90th | $35,500.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $12,500.00 |
| High income | $13,383.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,750.00 |
| Continuing-generation students | $12,118.00 |
First-gen students at The University of Texas at El Paso graduate with $632.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of The University of Texas at El Paso amounts to $2,096.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at The University of Texas at El Paso is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.5% |
For scale, federal Stafford loan disbursements at The University of Texas at El Paso reach $1,423,532,076.00 across 60,338 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 1,210 |
| Avg GI Bill amount | $7,722.00 |
| DoD Tuition Assistance recipients | 221 |
| Avg DoD Tuition Assistance | $2,341.00 |
Read more about military and veteran aid on the veterans benefits detail.
The figures above are a starting point — as you weigh The University of Texas at El Paso, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.