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How Affordable Is The University of Texas at San Antonio?

Here’s the full picture on paying for The University of Texas at San Antonio, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$21,474.00 Cost of Attendance
$10,836.00 Avg Net Price
$15,000.00 Median Grad Debt

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The Cost of Attending The University of Texas at San Antonio?

Attendance costs at The University of Texas at San Antonio came in between $21,474.00 through $34,514.00 depending on residency and living arrangement.

Where you live mattered — in-state students paid less than out-of-state students: close to $21,474.00 in-state versus $34,514.00 for non-residents.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Published Cost for Residents (no aid)

Tuition and fees $9,011.00
+ Room, board & other expenses $12,463.00
Total cost $21,474.00
That is 12% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $21,474.00
− Grants and scholarships −$11,516.00
Net price $9,958.00
That is 48% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $21,474.00
− Grants and scholarships −$14,482.00
Net price $6,992.00
That is 64% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $22,051.00
+ Room, board & other expenses $12,463.00
Total cost $34,514.00
That is 79% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $34,514.00
− Grants and scholarships −$11,516.00
Net price $22,998.00
That is 19% above the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $34,514.00
− Grants and scholarships −$14,482.00
Net price $20,032.00
That is 4% above the national average net price.
Explore each piece on tuition and fees plus living costs.

What a Full Degree Could Cost at The University of Texas at San Antonio

The reported cost series has been increasing at a recent average of 0.8% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.8% 0.8% 0.8%
Freshman year $7,049.00 $10,040.00 $21,650.00
Senior year $7,225.00 $10,289.00 $22,188.00
Total 4-year net price $28,547.00 $40,657.00 $87,674.00
10-year loan interest @ 6.8% $10,875.00 $15,489.00 $33,401.00
Total monthly payment $329.00 $468.00 $1,009.00
Total amount paid $39,422.00 $56,145.00 $121,075.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.8% 0.8% 0.8%
Freshman year $7,049.00 $10,040.00 $21,650.00
Senior year $7,107.00 $10,122.00 $21,828.00
Total 2-year net price $14,157.00 $20,162.00 $43,479.00
10-year loan interest @ 6.8% $5,393.00 $7,681.00 $16,564.00
Total monthly payment $163.00 $232.00 $500.00
Total amount paid $19,550.00 $27,843.00 $60,042.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.8% 0.8% 0.8%
Freshman year $20,197.00 $23,187.00 $34,798.00
Senior year $20,698.00 $23,763.00 $35,662.00
Total 4-year net price $81,787.00 $93,897.00 $140,914.00
10-year loan interest @ 6.8% $31,158.00 $35,771.00 $53,683.00
Total monthly payment $941.00 $1,081.00 $1,622.00
Total amount paid $112,945.00 $129,668.00 $194,598.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.8% 0.8% 0.8%
Freshman year $20,197.00 $23,187.00 $34,798.00
Senior year $20,362.00 $23,377.00 $35,083.00
Total 2-year net price $40,559.00 $46,564.00 $69,881.00
10-year loan interest @ 6.8% $15,452.00 $17,739.00 $26,622.00
Total monthly payment $467.00 $536.00 $804.00
Total amount paid $56,011.00 $64,304.00 $96,503.00

Read more in the net-price section.

After-Aid Net Price at The University of Texas at San Antonio

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $10,836.00
Average net price (off-campus) $11,234.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $7,802.00
$30,000 to $48,000 $7,976.00
$48,001 to $75,000 $9,699.00
$75,001 to $110,000 $15,948.00
Over $110,000 $19,758.00

Estimate your specific net price using the school’s The University of Texas at San Antonio Net Price Calculator, or get in touch with the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

How Much Do Students Borrow at The University of Texas at San Antonio

Median graduate debt at The University of Texas at San Antonio works out to $15,000.00, which federal data classifies as a Low ($10-20k) burden category.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $3,500.00
25th $5,500.00
Median (50th) $15,000.00
75th $26,483.00
90th $37,222.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Read the complete debt breakdown on the student loan debt detail.

How Income Shapes Debt at The University of Texas at San Antonio

Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $15,000.00
Middle income $15,000.00
High income $14,500.00

Graduates from lower-income families carry $500.00 in extra median debt compared with high-income peers.

First-Gen vs Continuing-Gen Debt at The University of Texas at San Antonio

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $15,000.00
Continuing-generation students $15,000.00

Debt and Pell Grant Eligibility at The University of Texas at San Antonio

Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The median debt difference between Pell-eligible and non-Pell graduates of The University of Texas at San Antonio stands at $3,888.00. Federal data flags this school for Pell-related debt inequity.

Loan Default & Repayment at The University of Texas at San Antonio

The federal default-rate classification for The University of Texas at San Antonio is Low (<5%).

Window Cohort default rate
2-year 8.4%

For a sense of scale, Stafford disbursements at The University of Texas at San Antonio add up to $2,181,296,948.00 spread across 99,625 recipients.

Veterans Aid at The University of Texas at San Antonio

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 1,817
Avg GI Bill amount $9,317.00
DoD Tuition Assistance recipients 146
Avg DoD Tuition Assistance $3,666.00

Dig into veteran education benefits on the veterans benefits detail.

Questions to Ask Before You Commit

Numbers only tell part of the story. As you weigh The University of Texas at San Antonio, keep these questions in mind:

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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