by our College Data Analytics TeamHere is what you can expect to pay at Truman State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total cost of attendance at Truman State University fell between $23,420.00 ranging to $32,148.00 based on in-state versus out-of-state status.
In-state residents qualified for the lower cost, with out-of-state students paying more: around $23,420.00 in-state against $32,148.00 out-of-state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,838.00 |
| + Room, board & other expenses | $13,582.00 |
| Total cost | $23,420.00 |
| That is 22% above the national average net price. |
| Total cost | $23,420.00 |
| − Grants and scholarships | −$12,335.00 |
| Net price | $11,085.00 |
| That is 42% below the national average net price. |
| Total cost | $23,420.00 |
| − Grants and scholarships | −$19,069.00 |
| Net price | $4,351.00 |
| That is 77% below the national average net price. |
| Tuition and fees | $18,566.00 |
| + Room, board & other expenses | $13,582.00 |
| Total cost | $32,148.00 |
| That is 67% above the national average net price. |
| Total cost | $32,148.00 |
| − Grants and scholarships | −$12,335.00 |
| Net price | $19,813.00 |
| That is 3% above the national average net price. |
| Total cost | $32,148.00 |
| − Grants and scholarships | −$19,069.00 |
| Net price | $13,079.00 |
| That is 32% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and room and board. |
The reported cost series has been increasing by around 4.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $4,534.00 | $11,551.00 | $24,404.00 |
| Senior year | $5,130.00 | $13,069.00 | $27,611.00 |
| Total 4-year net price | $19,311.00 | $49,197.00 | $103,943.00 |
| 10-year loan interest @ 6.8% | $7,357.00 | $18,742.00 | $39,598.00 |
| Total monthly payment | $222.00 | $566.00 | $1,196.00 |
| Total amount paid | $26,667.00 | $67,940.00 | $143,541.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $4,534.00 | $11,551.00 | $24,404.00 |
| Senior year | $4,724.00 | $12,036.00 | $25,429.00 |
| Total 2-year net price | $9,258.00 | $23,587.00 | $49,833.00 |
| 10-year loan interest @ 6.8% | $3,527.00 | $8,986.00 | $18,985.00 |
| Total monthly payment | $107.00 | $271.00 | $573.00 |
| Total amount paid | $12,785.00 | $32,573.00 | $68,818.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $13,629.00 | $20,645.00 | $33,499.00 |
| Senior year | $15,420.00 | $23,359.00 | $37,901.00 |
| Total 4-year net price | $58,047.00 | $87,934.00 | $142,679.00 |
| 10-year loan interest @ 6.8% | $22,114.00 | $33,500.00 | $54,356.00 |
| Total monthly payment | $668.00 | $1,012.00 | $1,642.00 |
| Total amount paid | $80,161.00 | $121,434.00 | $197,035.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $13,629.00 | $20,645.00 | $33,499.00 |
| Senior year | $14,201.00 | $21,513.00 | $34,906.00 |
| Total 2-year net price | $27,830.00 | $42,158.00 | $68,405.00 |
| 10-year loan interest @ 6.8% | $10,602.00 | $16,061.00 | $26,060.00 |
| Total monthly payment | $320.00 | $485.00 | $787.00 |
| Total amount paid | $38,432.00 | $58,219.00 | $94,465.00 |
See the full net-price breakdown in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $12,780.00 |
| Average net price (off-campus) | $12,030.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,322.00 |
| $30,000 to $48,000 | $7,585.00 |
| $48,001 to $75,000 | $11,125.00 |
| $75,001 to $110,000 | $14,616.00 |
| Over $110,000 | $15,816.00 |
Use Truman State University Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median graduating debt at Truman State University amounts to $16,679.00, landing it in the Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,000.00 |
| 25th | $7,500.00 |
| Median (50th) | $16,679.00 |
| 75th | $27,000.00 |
| 90th | $32,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,000.00 |
| Middle income | $16,609.00 |
| High income | $18,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,000.00 |
| Continuing-generation students | $16,293.00 |
First-generation graduates of Truman State University take on $707.00 more median debt than continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at Truman State University is $-217.00.
The default-rate classification at Truman State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.8% |
To put the rates in context, Stafford loans at Truman State University amount to $201,705,743.00 over 12,485 borrowers.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 11 |
| Avg GI Bill amount | $7,769.00 |
| DoD Tuition Assistance recipients | 8 |
| Avg DoD Tuition Assistance | $3,176.00 |
Explore GI Bill and military aid in detail on the college veterans page.
The data above is a foundation; round it out by asking yourself about Truman State University, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.