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How Affordable Is Ulster County Community College?

Here is what you can expect to pay at Ulster County Community College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$12,927.00 Cost of Attendance
$5,035.00 Avg Net Price
$6,266.00 Median Grad Debt

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What Does It Cost to Attend Ulster County Community College?

Cost of attendance at Ulster County Community College fell between $12,927.00 to $18,407.00 based on in-state versus out-of-state status.

In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $12,927.00 for in-state students versus $18,407.00 out of state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Cost for Residents (no aid)

Tuition and fees $6,666.00
+ Room, board & other expenses $6,261.00
Total cost $12,927.00
That is 33% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $12,927.00
− Grants and scholarships −$9,890.00
Net price $3,037.00
That is 84% below the national average net price.

Low-Income Net Price for Residents

Total cost $12,927.00
− Grants and scholarships −$12,171.00
Net price $756.00
That is 96% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $12,146.00
+ Room, board & other expenses $6,261.00
Total cost $18,407.00
That is 4% below the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $18,407.00
− Grants and scholarships −$9,890.00
Net price $8,517.00
That is 56% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $18,407.00
− Grants and scholarships −$12,171.00
Net price $6,236.00
That is 68% below the national average net price.
Explore each piece on the tuition & fees page and living costs.

The Long-Run Cost of a Degree at Ulster County Community College

Cost of attendance here has been rising at a recent average of 4.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $791.00 $3,176.00 $13,519.00
Senior year $904.00 $3,633.00 $15,463.00
Total 4-year net price $3,387.00 $13,604.00 $57,907.00
10-year loan interest @ 6.8% $1,290.00 $5,183.00 $22,060.00
Total monthly payment $39.00 $157.00 $666.00
Total amount paid $4,677.00 $18,787.00 $79,967.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $791.00 $3,176.00 $13,519.00
Senior year $827.00 $3,322.00 $14,138.00
Total 2-year net price $1,617.00 $6,498.00 $27,658.00
10-year loan interest @ 6.8% $616.00 $2,475.00 $10,537.00
Total monthly payment $19.00 $75.00 $318.00
Total amount paid $2,234.00 $8,973.00 $38,194.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $6,522.00 $8,907.00 $19,250.00
Senior year $7,460.00 $10,188.00 $22,018.00
Total 4-year net price $27,934.00 $38,152.00 $82,455.00
10-year loan interest @ 6.8% $10,642.00 $14,535.00 $31,412.00
Total monthly payment $321.00 $439.00 $949.00
Total amount paid $38,576.00 $52,687.00 $113,867.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $6,522.00 $8,907.00 $19,250.00
Senior year $6,820.00 $9,315.00 $20,132.00
Total 2-year net price $13,342.00 $18,222.00 $39,382.00
10-year loan interest @ 6.8% $5,083.00 $6,942.00 $15,003.00
Total monthly payment $154.00 $210.00 $453.00
Total amount paid $18,425.00 $25,164.00 $54,385.00

For the complete net-price picture, see the net price section below.

After-Aid Net Price at Ulster County Community College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $5,035.00
Average net price (off-campus) $4,586.00

Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $1,939.00
$30,000 to $48,000 $3,930.00
$48,001 to $75,000 $7,159.00
$75,001 to $110,000 $8,253.00
Over $110,000 $12,149.00

For a personalized estimate, try the [Ulster County Community College Net Price Calculator](https://www.suny.edu/howmuch/netpricecalculator.xhtml?bgColor= 8fa5c6&embed=N&headerUrl=www.sunyulster.edu/_global/images/net_price_calc_header), or contact the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

Debt at Graduation from Ulster County Community College

The median amount borrowed by graduates of Ulster County Community College comes to $6,266.00, which federal data classifies as a Very Low (<$10k) burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $1,313.00
25th $2,441.00
Median (50th) $6,266.00
75th $9,320.00
90th $14,100.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Dig deeper into debt on the student loan debt detail.

How Income Shapes Debt at Ulster County Community College

Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $5,810.00
Middle income $5,500.00
High income $8,000.00

First-Gen vs Continuing-Gen Debt at Ulster County Community College

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $6,030.00
Continuing-generation students $7,306.00

Pell Grant Recipients and Debt at Ulster County Community College

The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.

The gap between Pell-eligible and non-Pell median debt at Ulster County Community College is $-1,734.00.

How Borrowers Repay Loans After Ulster County Community College

The federal default-rate classification for Ulster County Community College is Low (<5%).

Window Cohort default rate
2-year 13.4%

For a sense of scale, Stafford disbursements at Ulster County Community College come to $38,948,627.00 distributed across 4,946 borrowers.

Veteran Benefits at Ulster County Community College

Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 19
Avg GI Bill amount $3,846.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Questions to Ask Before You Commit

The data above is a foundation; round it out by asking yourself about Ulster County Community College, the questions below are worth your time:

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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