Most students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Ulster County Community College can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial assistance options will SUNY Ulster offer, and what will you qualify for? Read on for more information. Scroll down to learn just how much financial aid will be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from Ulster County Community College.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at Ulster County Community College, 79% of the incoming full-time class was awarded financial aid (about 263 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $8,349 |
| Institutional grants & scholarships | 25% | $2,163 |
| Federal Pell grants | 54% | $6,248 |
| State/local grants | 66% | $3,392 |
| Federal student loans | 6% | $4,759 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At SUNY Ulster, around 26% of the undergraduate population received grant aid that averaged $6,425 (across approximately 781 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 26% | $6,425 |
| Federal Pell grants | 16% | $5,212 |
| Federal student loans | 5% | $5,028 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $9,890.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $2,582 |
| $30,001 – $75,000 | $5,462 |
| Over $75,000 | $10,919 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,035 |
| Off-campus title-IV students | $4,586 |
For an estimate tailored to your family circumstances, see SUNY Ulster’s online cost calculator: [www.suny.edu/howmuch/netpricecalculator.xhtml?bgColor= 8fa5c6&embed=N&headerUrl=www.sunyulster.edu/_global/images/net_price_calc_header](https://www.suny.edu/howmuch/netpricecalculator.xhtml?bgColor= 8fa5c6&embed=N&headerUrl=www.sunyulster.edu/_global/images/net_price_calc_header).
The median federal debt load at SUNY Ulster comes to $6,266 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,266 |
| Median federal debt (graduates only) | $10,000 |
| Typical 10-year monthly payment (graduates) | $106.02/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The figures below chart the debt distribution at SUNY Ulster.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,313 |
| 25th percentile | $2,441 |
| 75th percentile | $9,320 |
| 90th percentile (highest-debt students) | $14,100 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,810 |
| Middle income | $5,500 |
| High income | $8,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,030 |
| Continuing-generation students | $7,306 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $8,202 |
A handful of calculated indicators summarize the debt outlook at SUNY Ulster.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at SUNY Ulster:
| Metric | Value |
|---|---|
| Stafford loan recipients | 4946 |
| Total Stafford loan amount | $38,948,627 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 19 |
| Total GI Bill amount | $73,076 |
| Average GI Bill amount per recipient | $3,846 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.