by our College Data Analytics TeamThis overview lays out the cost of attending Union Adventist University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Union Adventist University amounts to about $40,586.00 annually.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $29,334.00 |
| + Room, board & other expenses | $11,252.00 |
| Total cost | $40,586.00 |
| That is 24% above the national average net price. |
| Total cost | $40,586.00 |
| − Grants and scholarships | −$18,383.00 |
| Net price | $22,203.00 |
| That is 32% below the national average net price. |
| Total cost | $40,586.00 |
| − Grants and scholarships | −$22,622.00 |
| Net price | $17,964.00 |
| That is 45% below the national average net price. | |
| For the full breakdown, see the tuition & fees page and living costs. |
The reported cost series has been increasing by around 4.0% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $18,687.00 | $23,097.00 | $42,220.00 |
| Senior year | $21,037.00 | $26,001.00 | $47,528.00 |
| Total 4-year net price | $79,386.00 | $98,119.00 | $179,357.00 |
| 10-year loan interest @ 6.8% | $30,243.00 | $37,380.00 | $68,328.00 |
| Total monthly payment | $914.00 | $1,129.00 | $2,064.00 |
| Total amount paid | $109,629.00 | $135,499.00 | $247,685.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.0% | 4.0% | 4.0% |
| Freshman year | $18,687.00 | $23,097.00 | $42,220.00 |
| Senior year | $19,440.00 | $24,027.00 | $43,920.00 |
| Total 2-year net price | $38,127.00 | $47,124.00 | $86,140.00 |
| 10-year loan interest @ 6.8% | $14,525.00 | $17,953.00 | $32,816.00 |
| Total monthly payment | $439.00 | $542.00 | $991.00 |
| Total amount paid | $52,652.00 | $65,076.00 | $118,957.00 |
Read more in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $23,716.00 |
| Average net price (off-campus) | $20,884.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $18,778.00 |
| $30,000 to $48,000 | $19,177.00 |
| $48,001 to $75,000 | $16,306.00 |
| $75,001 to $110,000 | $22,595.00 |
| Over $110,000 | $25,861.00 |
Run your own numbers with the Union Adventist University Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Median graduate debt at Union Adventist University stands at $18,750.00, placing the school in the Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $7,600.00 |
| Median (50th) | $18,750.00 |
| 75th | $30,000.00 |
| 90th | $39,250.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $24,500.00 |
| Middle income | $16,938.00 |
| High income | $16,924.00 |
Low-income borrowers graduate with $7,576.00 in extra median debt compared with high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $16,931.00 |
First-generation graduates of Union Adventist University leave with $2,569.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The gap between Pell-eligible and non-Pell median debt at Union Adventist University works out to $7,750.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Union Adventist University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.5% |
For a sense of scale, Stafford disbursements at Union Adventist University total $68,188,805.00 covering 3,234 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 4 |
| Avg GI Bill amount | $18,870.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh Union Adventist University, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.